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<>People who set goals for a purchase – whether it's a car, television or family vacation – are more apt to reduce unnecessary spending in pursuit of that goal. While other consumers use credit cards to purchase items they can't afford, effective savers rarely spend money they don't have. The next time you decide to invest in a big purchase, review your budget to see where you can make cuts to allocate more funds toward that goal. You can also boost your income to reach your savings goals quicker by taking on side jobs, such as freelance writing, dog walking or another gig that takes advantage of your marketable skills.
<>Your loan fees will be a flat, non-refundable fee of $0.49 per loan, plus $15.00 per $100.00 borrowed for the first $100.00 borrowed, $14.00 for $101.00 to $200.00, $13.00 for $201.00 to $300.00, $12.00 for $301.00 to $400.00, and $11.00 per every additional $100.00 borrowed. You agree to pay us a $25 NSF fee if there are insufficient funds in Your Bank account on the Payment Date.
<>If you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect from you, the collection activity may be subject to the federal Fair Debt Collection Practices Act. If you receive a communication from a party claiming that a debt is owed, you can request a “written validation notice,” which must include the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA. If you have questions regarding federal debt collection laws, you can contact the Federal Trade Commission at 1-877-FTC-HELP or online at www.ftc.gov.
<>I just received the same calls.  They threatened to throw me in jail, etc.  I told them I suspected fraud and was going to contact the authorites, the man, who said his name was both David Fisher and Anthony White (with a thick middle eastern accent), became irate and yelled and cursed and gave all kinds of threats.  I contacted the FBI, which suggested I submit a report to the internet crime department.
<>As you can clearly notice, these criteria do not include high credit scores or any requirements for a security deposit, mortgaging your property or car. The reasons for such minimal requirements start with the legislative conditions for fast loans, where you are not required to have any collateral, or meet any other conditions not listed above. Such schemes allow people with limited financial means to obtain loans fast.
<>Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to. Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers' places of employment.
<>One consumer reported receiving an email from a man calling himself William C. Jones, who claimed to work at a Federal Trade Commission office. He allegedly threatened to disclose the debt to the consumer’s employer, garnish wages, and file a lawsuit against the consumer. Another consumer reported receiving a similar e-mail from a person calling himself Neal Johnson. The consumer reported that what appear to be fake U.S. District Court arrest warrants were attached to these e-mails.
<>Emergencies are inherently unexpected and almost always emotionally and financially jarring. Emergency funds are a key component in the arsenal of a successful saver because they not only mitigate the financial burden of unexpected expenses, they also help reduce the stress which often accompanies them. Unlike the amount you set aside for a specific purchase, an emergency fund is to be used exclusively for events like family crises, medical issues and natural disasters. People with emergency savings avoid crippling debt and are on the road to recovery much more quickly than those who are unprepared.
<>So I have been constantly getting these silly emails from Cash Advance USA, I have no idea whom they are. Never took out a loan from any of these institutions. But I like messing with them when I do get them. Easiest way to figure out it is a scam, promptly ask them, "How can I send you the money so I can clear my name today?" They will come back with a stupid email saying if you pay '**' amount they will call it paid in full. I then ask them again, "How can I send the money right now to take advantage of this great settlement amount?" Their response would be something like what I received from them again. Stupid scam.
<>Had pulled out a few online loans that I was in the process of paying down and I received a phone call similar to those listed. A man with an Indian accent left me a message I could not understand but a few words, one of which being lawyer. Stated the same previously stated, that they had tried to pull money via an electronic check and that instead of trying to fight for the money, they closed the account and filed it as a loss. They were in turn deciding to file a lawsuit against me and an affidavit has been filed against me and I had to appear in court. The affidavit had been filed in my local state and I should have been contacted by the sheriff last week. I had not been and had gotten no other notices about this. In my pure panic I didn't ask all the questions I should have the first time around. I got on the phone and started calling courthouses here in Colorado Springs to try and find out when the court date was. Come to find there were no court dates. Was taking the court date seriously because I had missed a court date here for a traffic case and they arrested me and I spent the say in jail. Not a fun day. So, I decided to call the number back and the guy was very unprofessional which raised my suspicions. I started to ask the questions I should have asked the first time around. I asked what company it was, his reply being "Cash Advance USA". I looked back through my papers and that was not the company I had gone through. So then I asked, ok, do you have a case number and a court date? He said, yes, you are to appear in court today at 5:00 pm. I said, wow, ok, where at. He replied San Francisco court. I was like, ok, how does this make sense, you said that the case has been filed in my local state, and I've received no communications about this prior to today and you're telling me you don't have a case number and that I have to appear in San Francisco today. Really? He made some smug remarks and then it got quiet.... and he hung up on me. Thank God for this site and coming across these reports cause I was freaking out. They didn't tell me any information that was personal, account numbers, social or anything like that, but I am still all the same very concerned. The number they called on was 1-213-261-5794. They didn't tell me any amounts that I owed and he did also give me the same, do not interrupt me, you can ask questions after I am done. Anyway, hopefully others don't fall prey to these guys.
<>DFI has received a complaint against Cash Advance USA. It appears that this entity is operating an advance fee scam. Cash Advance USA is not licensed with the Department. The Department cautions consumers not to provide any personal or financial information to unlicensed businesses as such entities may be conducting a scam or otherwise violating Washington State law. Often times, an unlicensed business will require that the consumer pay a fee in advance of receiving a loan but will not provide the loan after receiving the consumer’s funds.
<>Someone called my job and told them that there was a legal matter that could result in me losing my job. When I called them, I was told that I had an outstanding payday loan of $300 plus 2000 in legal fees. In order to prevent legal action, I would have to get a green dot pre-paid card and fax them an apology letter and promise to pay. I actually got scared and tried to make a payment but got suspicious when they couldnt give me an account number or reference number. When I began to question them, they got very nasty and told me that they would send me a subpena and send it to my job to try to scare me into paying. I was able to make sure that they didnt get any payment. BEWARE OF CASH ADVANCE USA
<>With online cash advance applications, applying for fast cash becomes simple. Just complete an online application, receive a lending decision and if approved, get cash deposited to your bank account. Don’t skip buying groceries or essentials. Don’t stress about sleeping with no air conditioning during unbearable summer heatwaves, or without heat in the frostiest of winters. Don’t fear your vehicle running out of gas on your way to work. Speedy Cash could help you with a temporary cash advance.
<>NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.
<>Several consumers also reported receiving phone calls from entities attempting to collect debts owed to Cash Advance, Cash Advance Group, and US Cash Advance. Some of the collection calls came from people who called themselves Brian Wilson, John Murphy, Jim Spencer, and Andrew Martin. Some calls also came from a person claiming to work for Peterson Law Group and Debt Collection USA.
<>A: Cash advance loans are a safe and convenient way to allow you to cover unplanned expenses or cover everyday bills when you're tight on cash. Typically, these are short term loans - such as payday loans - that provide quick cash. Whether your budget comes up short, or you need help with unexpected bills, a cash advance might provide the cash you need.
<>By submitting this form, you are giving your express written consent for GreatPlains Finance, LLC’s network of lenders to contact you regarding financial programs and services using email, telephone or text – including use of automated technology, for calls or texts to the number you provided here. This consent is not required to purchase goods or services. Click here to see our full Privacy Policy and Terms of Service.
<>Many experts suggest that you contribute 10 percent to 15 percent of your income to a retirement plan. While that's not always realistic, successful savers know to contribute at least what their company will match. If your employer offers to match 3 percent of your income toward retirement savings, you should match that or risk leaving money on the table. Additionally, because contributions to your 401(k) are tax-free, contributing will reduce your overall taxable income. If your employer does not offer a retirement benefit or you're self-employed, consider a traditional IRA or Roth IRA. Research these options and chat with a financial planner about the best plan for you, your budget and your business.
<>The amount of your cash advance depends on several factors and will vary from state to state. The surest way to learn what amount you’re eligible for is to fill out our simple application. Ready to take action? The sooner you apply for a cash advance the sooner you can get the cash you need. If you’d like to know more about cash advances from Check `n Go, one of our customer service representatives will be happy to speak with you.
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