In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.
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I do not owe these people. They go to class reunion.com or life.com, get your information and they act like you have a had a loan. I have not had a loan in 20 years, they can keep it up and I will sue for harassment. I am tired of these people trying to scam me. There is definitely something needs to be done about them. I had one removed from my credit report. They need to quit prying on people. Something needs to be done.
I just received the same exact call on my job. He said there are some charges being filed against me. I asked for what. He said he is going to read the affidavit and told me not to interrupt him. He had an accent too. He said that I took out a payday loan with Cash Advance USA last year using my US Bank account and that I wrote them bad checks and have closed my account. First of all my US Bank account is just 1 month old...I asked for his name and told him I was going to report him. He said he is going to have the state of California police and my police to come to my job and pick me up in 24 hours then he hung up in my face.  And I know for a fact I haven't taken out a payday loan. That is just crazy that people are trying to scam others.

I just got an email claiming that I had to get in touch with this company because of a $300 cash advance, and now owe $885.59. They claim to be taking legal action. I never heard of them and I have no idea who these people are. There is also no phone number on the email. I'm positive this is a scam and I think they are probably another out of the country scamming outfit.
To avoid overspending on recurring bills, conscious consumers know to regularly review rates on everything from loan interest to insurance policies. Keeping an eye on these expenses and making a change when lower rates are available ensures that you keep more of your hard-earned money to use toward savings goals or to pay down debts. What's more, it's important to evaluate whether services, policies and other expenses are actually needed and not being paid simply out of habit. Since most bills are automated, it's easy to set and forget your expenses to the detriment of your budget and overall savings goals.
California Residents: Flurish Inc. dba LendUp is licensed by the Department of Business Oversight, pursuant to the California Deferred Deposit Transaction Law, license #1004393, and the California Financing Law, license #6054610. LendUp loans made under the authority of its CFL license are made pursuant to the California Financing Law. LendUp credit cards are not offered under any license regulated by the California Department of Business Oversight.
I just received the same calls.  They threatened to throw me in jail, etc.  I told them I suspected fraud and was going to contact the authorites, the man, who said his name was both David Fisher and Anthony White (with a thick middle eastern accent), became irate and yelled and cursed and gave all kinds of threats.  I contacted the FBI, which suggested I submit a report to the internet crime department.

So I was desperate for money, applied to a bunch of places and they was one of the few that sent a text saying I was approved, along with a phone call. Heavy Indian accent. They said I had to do a verification process in order to receive my funds. The process was that, they deposited say 600 bucks in my account one evening. The next day I sent it (morning time). Long story short the check bounced and now I'm in the hole a little over 600 bucks. I called them back with no hopes of getting my money back, 'cause I realized I was a sucker who was scammed and probably not a whole lot to do about it. They tried to tell me they'd make it right by doing the process again, and saying once I did it, I'd have 6000 bucks deposited in my account. ** scammers. Don't be a fool like I was. Sometimes waiting and thinking about better options is better than being vulnerable and accepting w.e. comes.
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Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19.
Cash Advance® is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. For this reason, we are unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you choose to accept an offered loan. The loan interest rates are determined solely by your lender, with specific amounts determined based upon the information you submitted to the lender. Your lender provides the APR, loan fees, and other terms. For help in understanding and using our services, consumers may refer to the Questions section or Contact Us.
Checkadvanceusa.net is an entity of the Wakpamni Lake Community Corporation (WLCC), a tribal corporation wholly owned by the Wakpamni Lake Community and abides by all applicable federal laws and regulations as established by the Oglala Sioux Tribe. The Wakpamni Lake Community is a local government under the Oglala Sioux Tribe. WLCC is incorporated under and governed by the laws of the Oglala Sioux Tribe, a federally recognized Indian Tribe, and the regulations of the Wakpamni Lake Community. WLCC is wholly owned by the Wakpamni Lake Community local tribal government, and it operates independently of the Oglala Sioux Tribe. Correspondence should be directed to WLCC.

*You must be 18 years or older, a Florida resident, and you cannot have any outstanding cash advances with Amscot or any other provider. Some restrictions apply. Getting started online by clicking the Get Started Now button does not constitute an online application, to apply you must come into an Amscot branch location. If your check is dishonored a return check fee and non-sufficient funds fees may apply. As a member of CFSA, Amscot abides by the Fair Debt Collection Practices Act, as applicable, to collect past due accounts. Non-payment does not affect your credit score. Amscot does not offer automatic renewals. APR 271.14% to 365.00%. APR example provided is representative range based on a fourteen (14) day hold period with one payment. Amscot is licensed by the Office of Financial Regulation pursuant to Florida law governing Money Service Businesses. CUSTOMER NOTICE: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

I checked with greendot and verified the information. I called back and talked with thomas'  supervisor Adam and explained what happened. Adam would not give me the number to Cash Advance Usa, he told me to go online to www.cashadvanceusa.com. I came up with a blank page. I did a google search and found under the search.........this scam. I called Adam back and told him that I knew it was a scam he was involved in and that if I received further calls about this matter I would be forced to contact the authorities.
Legal Disclaimer: The owner/operator of this site is not a lender or an agent, broker, or representative of any lender. This website offers a free service that attempts to connect consumers with lenders who may have loans for them. Loans are not available in all states, and approval is not guaranteed. Loan amounts, rates, and terms will vary depending on each lender and consumer qualifications. Lenders may conduct credit checks that could affect your credit score.
Do not neglect to remember that this is not a permanent solution. Think of it as the bubble gum you put on the leaky pipe while you go get the tools to fix it properly. If you let it leak without the bubble gum while you go get your tools, the water could cause all kinds of damage. If you take too long to get your tools, or if you simply let the bubble gum be your only fix, it will not hold and the same damage could occur. All the gum did was delay the fallout. Alternatively, if you go get your tools and get things taken care of while the bubble gum does its job, you can have the whole problem fixed and avoid virtually any damage in the process. Used wisely, a cash advance can help you avoid further financial damage.
Paying bills on time is crucial to financial management, but what about paying yourself as part of that commitment? People who consider their future selves just as important as their monthly mortgage are more effective at building savings accounts. To build up your savings on a consistent basis, start "paying yourself first" by setting aside a certain amount each pay period for your savings account. Treat this account just like you would a recurring bill and, if possible, make it automatic. You can also download a tool like Digit, which reviews your spending and finds unused funds to transfer into an FDIC-insured savings account.
“While admittedly another high APR loan option, if in a financial pinch, the fees and terms might be better than those offered by a payday loan,” explains McDermott. The key is to pay off the advance right away, before you begin racking up interest on the balance. If you allow the balance to linger month over month, your short-term loan could spiral into a long-term debt problem.
By using this website, you agree that it’s not an offer or proposal for a loan. Nation 21 is the sole operator of this website and it is in no way a direct lender. Instead, we are a free service provider matching potential borrowers with appropriate lenders. Upon the submission of a loan application, the applicants’ details are conveyed to a direct lender. Consequently, the lender will serve the customer with an agreement that discloses the APR, related fees, and terms and conditions based on the information submitted.

Credit card cash advances can come in handy when there’s a necessary expense that you can’t charge to your card (like rent) and you don’t have the funds to cover it otherwise. But the problem with credit card cash advances is that they have fees and interest rates that are generally much higher than if you just used your credit card to make a purchase. Also, you can only borrow as much as your cash advance limit allows, and if you already have a balance on your credit card, that amount may be reduced.
LendUp doesn't limit how your cash advance is used. Once you are approved for a cash advance loan amount and you receive those funds, the money is yours. LendUp does encourage responsible use of financial resources, which is why we offer financial education and the LendUp Ladder in eligible states. We want you to succeed financially, so our goal is to help eligible individuals build credit over time. Because of that commitment, we hope that individuals who take cash advances from LendUp use them responsibly.

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