Someone called my job and told them that there was a legal matter that could result in me losing my job. When I called them, I was told that I had an outstanding payday loan of $300 plus 2000 in legal fees. In order to prevent legal action, I would have to get a green dot pre-paid card and fax them an apology letter and promise to pay. I actually got scared and tried to make a payment but got suspicious when they couldnt give me an account number or reference number. When I began to question them, they got very nasty and told me that they would send me a subpena and send it to my job to try to scare me into paying. I was able to make sure that they didnt get any payment. BEWARE OF CASH ADVANCE USA
I checked with greendot and verified the information. I called back and talked with thomas' supervisor Adam and explained what happened. Adam would not give me the number to Cash Advance Usa, he told me to go online to www.cashadvanceusa.com. I came up with a blank page. I did a google search and found under the search.........this scam. I called Adam back and told him that I knew it was a scam he was involved in and that if I received further calls about this matter I would be forced to contact the authorities.
Depending on the state you live in, you may be able to obtain an installment loan or a line of credit. Snappy Payday Loans specializes in arranging payday loans online. However we also understand your need for more flexible payment terms than a traditional online payday advance. That's why we also arrange for installment loans and lines of credit with trusted lenders. You can borrow more and get more payment terms too! See our cash advance page for more details!
I was just contact by "Attorney Damon Marshall" He originally left a voice mail on my cell advising that I have criminal charges that were filed against me and the Police would be arriving to my home within the hour to arrest me. I called him immediately@ "707.508.4208", He advised that I took out a payday loan. I inquired about the amount. He told me that he does not work for the collection agency and he does not know how much. I said well how much does it say I owe. He said after all taxes fees and surcharges i owed $700+ I told him that he had to be kidding. I have NEVER taken out a payday loan before in my life. This man had so much of my information that it was a very scary situation. He told me that he would place me on hold to see if the court would settle. As I am on hold with him I begin to Google the phone number as well as "Cash Advance USA" up pops SCAM... I was reading aloud and I dont think he was on the other line but he heard me and became very defensive. Mr. Marshall called me soooo many derogatory name and I could not believe it. Then he hung up in my face. Everyone please beware that this is a complete scam!!!!
Unlike cash advance loans and credit card cash advances, an employer cash advance is not a loan. The money you receive is yours—it comes straight out of your next paycheck. Not all employers offer cash advances, and those that do may have strict policies that limit the number of times you can request an advance and reserve approval for true emergencies.
As you can clearly notice, these criteria do not include high credit scores or any requirements for a security deposit, mortgaging your property or car. The reasons for such minimal requirements start with the legislative conditions for fast loans, where you are not required to have any collateral, or meet any other conditions not listed above. Such schemes allow people with limited financial means to obtain loans fast.
Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.
I have been contacted by all of the same people listed in these reports plus some new names Like James Delano. Some say they are Officers ( Officer Ricky Jones ) some say attorneys. They have threaten to have me and my husband arrested so i contacted my local police department and was told these people were full of pooh. I also have contacted my brother who works with the FOP in the next town and they have had alot of similiar reports. I gave them all the numbers they have called me from and they are working on getting these people. It seems they dont know its illeagal to impersonate an officer...What got me was they always call from different numbers and it has even came up on my phone as 911 Emergency!!! They had all of our information, SS numbers bank accounts numbers address EVERYTHING! We closed our accounts and have reopened new accounts just to be safe and we talked to the bank so that they are aware of the scam and we also told them about this site and the information we found on here. We have NEVER done any kind of pay day advance or loan so we knew we were right but some people are not so lucky and have fallen victim to this. I hope they are caught and go to jail themselves. Very scary that they had all that info about us. Good luck everyone and please dont fall for this scam. When I called them out on it they cursed me up one side and down the other but best believe they got an earfull inreturn...lol and that felt good.
I contacted the FBI in my state closest to me and informed them. I also contacted the Federal Trade Commision and filed a report with them. If they keep calling you everyday, then you need to contact these agencies and also another thing I do is since I do not have a home phone anymore, I create a contact call "do not answer" and when I get one of these calls, I add the number to that contact.
Advanced Cash Services is not licensed by the Department. This entity is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State. Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.
If you have been looking for a place to get emergency cash, but without all the hassle and worry of a standard loan from a bank, you’ve come to the right place. At USACashAdvance.com our network of lenders offer payday loans designed for people who need money now. If unexpected expenses are keeping you from maintaining healthy finances, our secure services can help you repair your financial woes as soon as possible.
In AK, AZ, DC, FL, HI, IN, KY, MI, MN, MT, ND, NE, OK, OR, SD, WA and WY all installment loans are originated by FinWise Bank, a Utah chartered bank, located in Sandy, Utah, member FDIC. California applicants may be funded by one of several lenders, including: (i) FinWise Bank; or, (ii) OppLoans, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Loan renewal policies are largely governed by state regulatory legislation. The loan renewal options will be presented to you by your lender prior to your acceptance of the loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents. Payday loans are intended to be a short term financial instrument. Cash Advance® encourages all consumers to repay the loan on time and in full in order to avoid late payment and/or non-payment fees. If you suspect that you may be unable to pay off a loan, we would recommend that you explore Loan Alternatives before submitting a loan request.
To inquire about an advance on your paycheck, either talk to your boss directly or go to your human resources department. While ideally, your employer wouldn’t be too involved in your private life, it’s best to be prepared with an explanation as to what the money's for and why you need it so urgently. Otherwise, your boss is left to wonder if there’s an underlying personal issue that could someday impact your work performance, such as a gambling addiction.
I received a phone call at work completely scared me- said I was charged with 3 charges- from cash advance- its was a law firm called john morrison they said i was charged with trying to electroncally writing checks and they tried to debit from my account unsuccessfully- i know this is a completely fraudulant scam- but they too have my social security number and banking info what do i do other than contact my bank?? this is internet frau- I did try and apply for a loan but didnt go through with it- nothing was ever deposited to my account i need someone advise of what I should do to protect myself- do I jest ignore completely or do i try and contact the company is called cash advance the law firm was john morrison and the phone number is 619-320-0434 they said they were going to take me to court and i did nothing
It is important to note that payday loan interest rates tend to be higher than interest rates associated with other types of loans. If you fail to repay your loans, you will find yourself quickly amassing additional debt. Because of this, cash advance loans should stand as a last resort for those in debt, rather than a first choice for those with minor financial problems. USACashAdvance.com is a tool for handling emergency expenses and redirecting your financial situation.
MoneyMe makes repaying your loan simple and easy. During the loan approval process we will set up your direct debits. Repayments will be scheduled according to your pay cycle. Concerned you will miss your repayment date? The MoneyMe customer service team is available via phone, email, live chat, Facebook or Twitter to help resolve any issues you may be having.
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Please Note: The material on this site is provided for informational purposes only and is not financial advice. Always consult p professional before making any financial decisions.