Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being approved by a service provider or lender, being offered a loan product with satisfactory rates of terms, nor receiving a loan from a service provider or lender. The lender you are approved by may not offer the best possible terms and borrowers should always compare all available options before making any decisions.
No matter what your interests may be, there are plenty of budget-friendly entertainment and activities to do in Dallas. Coupons.com ranks Dallas among the top 15 frugal cities in the United States. Dallasonthecheap.com and Dallas Coupons are great online resources if you’re looking for information about freebies or discounts related to travel, tickets, food, and entertainment. For family activities, Metroplexbaby.com has a DFW on a budget guide that lists items that are free and affordable. Finally, if you’re looking for shopping deals, MyDallasMommy.com is a good online resource for both tourists and residents in the DFW area.
Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.
When dealing with USACashAdvance.com’s network of lenders, loans can range from $100 to $1,000. Laws regarding the term limit of a loan will vary between states, but these limits tend to range between two weeks to two months. Although cash advance loans tend to have higher interest rates than usual loans, they are faster and don’t rely on credit scores to weed out individuals with poor credit. Therefore, almost anyone can benefit from payday loans, regardless of credit score history.
California Residents: Flurish Inc. dba LendUp is licensed by the Department of Business Oversight, pursuant to the California Deferred Deposit Transaction Law, license #1004393, and the California Financing Law, license #6054610. LendUp loans made under the authority of its CFL license are made pursuant to the California Financing Law. LendUp credit cards are not offered under any license regulated by the California Department of Business Oversight.

If you carry only credit cards for day-to-day spending, you could find yourself in a pinch when confronted with a cash-only situation, such as buying lunch from a street vendor, veggies at a farmers market or a sandwich at a mom-and-pop deli. In that case, a cash advance might be tempting. Some people also turn to credit card cash advances when they need paper money but don’t have enough in their bank account.
I received a call today 06/04/2011 from a man with a very strong accent. He said his name was kevin johnson and he left his number 9092337338 on my voicemail saying to have my attorney call and if not that he wishes me luck.  So i called back to the number he actually called from 619-320-0434 and got a man named Michael Carter "supposedly"....(both these men had strong accents i don't know any Arabians with English names who have strong a*s accents..just saying) So anyways he went on to say I was being sued for going bad on a loan. I was like "who is this" he said LAW OFFICE of JOHN MORRISON located in San Diego, CA. I asked what loan are u talking about. He then got rude and told me don't cut him off and hung up on me. I called back and asked same questions he then said that the name of the loan company was "GROUP ASSOCIATION OF CASH ADVANCE ONLINE" as soon as he said online i knew he was lying cause i never took out a loan online, i applied but never went through with it. He said the amount was for $200.00. I told him i never took out a loan online and he said i was lying how would he have my ssn and bank info that i was being charged with 3 things. Defaulting on the loan, Bounced Check, & fraud. I started probing him for more questions saying who are u, let me speak to your manager whats ur corp. address ect. He said there is no manager available and then hung up on me. I called back multiple times and this business phone suddenly became a cell phone that there able to turn off cause my calls were being routed to voice mail. They eventually answered and he started saying things like "im going to fk ur mom, can i fk you? where do u live?" I told him what kind of law office is this that u can disrespect people like that?....I recorded the conversation and saved the voice mail that they left me. When I call back they answer saying "suck my dk" and other rude things so im sure its a fraud. But One of the guys "Kevin Johnson" who also hung up on me and said rude things sometimes acts like he never talked to me before and says "I'll call you back with more info." and never calls but i spoke to both numbers with two diffrent people who both yelled ob-sanities so be aware it is a fraud. 

The Washington State Department of Financial Institutions (DFI) warns consumers to verify that any lender with which they consider doing business holds a Washington State license for providing consumer loan services. Consumers are urged to verify licensing status prior to giving the lender nonpublic personal information, such as social security number and checking account access.
For most people, a cash advance (also known as a payday advance) is something associated with a credit card or other line of credit. Many credit card companies make it easy for customers to receive cash advances nearby by using their credit card at a local ATM. The problem with such tactics is that the costs of the advance can add up quickly and you might not even realize what all those costs are. You'll likely pay an ATM fee charged by the bank that runs the machine, and you might also pay a fee to the credit card company for taking the advance, along with finance charges and interest if you don't pay the money back before your next billing cycle. Some credit card companies charge interest on cash advances that is higher than the interest charged on regular balances, which can make for surprising increases in your total balance.

If you manage to pay your loans in a timely manner, your credit score may benefit from your efforts. With a positive credit score, you may discover that interest rates on items such as mortgages and car loans decrease. However, failing to pay your lenders may rob you of credibility and inflict long-lasting damage on your credit score. Again, only take out loans that you know you will be capable of paying off in the near future.
Several consumers also reported receiving phone calls from entities attempting to collect debts owed to Cash Advance, Cash Advance Group, and US Cash Advance. Some of the collection calls came from people who called themselves Brian Wilson, John Murphy, Jim Spencer, and Andrew Martin. Some calls also came from a person claiming to work for Peterson Law Group and Debt Collection USA.
Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

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Please Note: The material on this site is provided for informational purposes only and is not financial advice. Always consult p professional before making any financial decisions.

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