I called my bank and the particular Month he said this transaction took place my account had not even been opened. I have yet to return his call but Iam to give him the information. It just doesnt add up. The scarey thing is he had all my bank account information, IP address, Referances that I have used in the past, Social Security Number. Dont know how but he did.

Do not neglect to remember that this is not a permanent solution. Think of it as the bubble gum you put on the leaky pipe while you go get the tools to fix it properly. If you let it leak without the bubble gum while you go get your tools, the water could cause all kinds of damage. If you take too long to get your tools, or if you simply let the bubble gum be your only fix, it will not hold and the same damage could occur. All the gum did was delay the fallout. Alternatively, if you go get your tools and get things taken care of while the bubble gum does its job, you can have the whole problem fixed and avoid virtually any damage in the process. Used wisely, a cash advance can help you avoid further financial damage.
If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.***

I recieved a phone call at work TODAY 12/16/2009 from a Mr Jones. He started the conversation by saying I was being takin to court from Cash Advance USA for getting a $300.00 loan initially and when they tried to debt my account for re-payment they had 6 returned Checks and stated I was being prosecuted for writing bad checks and basically stealing this money. He told me I had a right to an attorney and if it went to court Id pay over 8,000 in fines and fees.  He then told me the client is willing to resolve this outside of court but first I had to send an apology letter to them stating that I indeed did owe this and Iam sorry for not re-paying this when I agreed and I that I give them permisson to debt my account for $1045.37. I then told him before I say anything further I was going to check my bank account for this transaction because If I owe it Ill pay it but Im 100% sure this transaction never took place. He then told me I had 30 minutes to return a call to him.
I bet the person calling has a middle eastern accent. I get these calls from time to time and I just laugh and tell them I know this is a scam and they are not going to get a dime. It really messes up there plans and they hang up on me. So anyone reading this beware if they call you just tell them you know it's a scam and your not giving them a dime they will hang up on you. And another thing a failed ACH can not be bad check and they can do nothing to you for a failed ACH it is not the same as a bad check. Also when they threaten you it is a violation of the FDCPA laws and could sue them but you probably couldn't do that because they don't live in this country. BUT just LAUGH at them and hang up.
A Lady named Karen, from Utica, NY, in the North, said we owed a PAYDAY Loan Co. and we don't and haven't for a long, long time.  Watch out for her.  She has all kind of threats.  Call US Cash Advance-916-458-5665 and they will tell you, you don't owe them a dime and they have been dealing with scammers for over a year.  Buy a whistle if they have your number, which they don't.  We had it changed.  Don't let her and anyone else from these d**n places scare you.
From IH-635 exit either Abrams Road or Skillman Street and go south until the 2 roads intersect. The Cash Store is located at the intersection of Abrams Road and Skillman Street directly across the street from the Super Target. From Hwy. 75 exit Northwest Highway and head east until you get to Abrams Road. Turn right and continue north on Abrams Road. The Cash Store will be on your left at the intersection of Abrams Road and Skillman Street.
Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.
The application and approval process is fast and simple. The application usually takes just a few minutes, and the only requirements are usually that the applicant be of legal age and have a job. If funds are to be direct deposited, there must a bank account for it to go to, and having an account from which the lender can draft payment could make for better terms. Once application is made, approval can take anywhere from a few minutes to 48 hours, but rarely more than 48 hours. After approval, money can be in had in just a few hours. Sometimes it takes up to 48 hours, depending on the lender’s specific processes, but again rarely longer.

To avoid overspending on recurring bills, conscious consumers know to regularly review rates on everything from loan interest to insurance policies. Keeping an eye on these expenses and making a change when lower rates are available ensures that you keep more of your hard-earned money to use toward savings goals or to pay down debts. What's more, it's important to evaluate whether services, policies and other expenses are actually needed and not being paid simply out of habit. Since most bills are automated, it's easy to set and forget your expenses to the detriment of your budget and overall savings goals.

Both men had Middle Eastern accents. The second guy kept saying "While on this federally recorded line are you willing to settle this situation"? I kept laughing at him saying that to attempt to scare me. I said I don't know what you're talking about and I know that this is a scam so I won't be paying anything, will be calling the Consumer Protection Bureau, and please take my number off of your call list at which time I was hung up on.


In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
To inquire about an advance on your paycheck, either talk to your boss directly or go to your human resources department. While ideally, your employer wouldn’t be too involved in your private life, it’s best to be prepared with an explanation as to what the money's for and why you need it so urgently. Otherwise, your boss is left to wonder if there’s an underlying personal issue that could someday impact your work performance, such as a gambling addiction.

If we agree that we have violated the law, we must return your check and you must return the cash received under the agreement. Additionally, for each violation, we must pay you restitution equal to 5 times the amount of the fee we charged you under the agreement but not less than $15.00 or more than the face amount of your check. You may also pursue an action for your actual damages against us.
I literally just received a call from Cash Advance USA. A man stated that I had taken out a payday advance loan in the amount of $350.00. I informed the man that this must in fact be fraud because I had never taken a payday advance loan from their company. The man the stated that he was going to transfer me to his supervisor who then informed me that charges were about to be pressed against me for fraud. I asked him the specific date the money was supposidly deposited in my account. The only information the man could provide was October 2010. He told me the name of my bank and the last four of both my bank acct number and my ssn. What the man didn't know was that I while he was on the phone giving me his speech I actually went online to my online banking page. I had no deposits ever from their company. I then informerd the man that I had never received such a loan and that he needed to provide me with the number to cash advance usa so that i could call them and fax over a copy of my transactions for the month of October so that they'd see they must have the wrong person. The man then became rude with me and told me that he couldn't give me the number because now I had to deal with him, that law enforcement was going to show up at my from door to arrest me for skipping out of a loan. I told him that there was no need to get rude; that I'm sure plenty of people gets loans they don't pay back but I'm not that person and that all I was attempting to do is get the specifics so that I can get to the bottom of this. He then started getting louder with me and ended the call screaming have fun in jail and hu. I immediately began searching for cash advance usa's actual telephone number when I came across this article. I then knew that omg they were attempting scam me. It's scary because of the little information they do know but it would've been even scarier had I actually believed them. Honestly if anyone actually finds cash advance usa's phone number I would love to call them to give them a piece of my mind. The number they called me from is: 760-383-1867----SCAM ARTISTS
NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.
If you have been looking for a place to get emergency cash, but without all the hassle and worry of a standard loan from a bank, you’ve come to the right place. At USACashAdvance.com our network of lenders offer payday loans designed for people who need money now. If unexpected expenses are keeping you from maintaining healthy finances, our secure services can help you repair your financial woes as soon as possible.
I just wanted to say i received a call from someone who sounds like this guy, gave me a call stating i owe a loan to cash advance usa. I just wanted say i did a little research on the return #409-356-7271. found out it was used thru magic jack, this a device that you plug in your computer, to plug a phone in to call people, and the caller id will display  +00000 or 0455678 or some type # with a zero in front of it. He also told me I had to call him back in 30 min....
By submitting this form, you are giving your express written consent for GreatPlains Finance, LLC’s network of lenders to contact you regarding financial programs and services using email, telephone or text – including use of automated technology, for calls or texts to the number you provided here. This consent is not required to purchase goods or services. Click here to see our full Privacy Policy and Terms of Service.

It’s possible to tap into another workplace resource without counting on your boss’s approval: your 401(k). Although traditional advice would have you run for the hills before taking money out of your retirement account, it is actually one of the most cost-effective options. In fact, according to Investopedia, a 401(k) loan should be one of the first options you consider to address a short-term, but serious need for liquidity.
If you find yourself in a financial predicament, turn to our friendly staff here at USA Payday Loans in Racine to help you out. Many individuals may have the misconception that qualifying for a loan is out of reach, due to bad credit or perhaps a limited budget. We serve individuals from all backgrounds and financial means. Since 2002, USA Payday loans has been helped thousands of individuals get the cash advance they need, and we can certainly help you too. Call or stop by today; better yet, apply online right now and have the cash you need in minutes!
A name to reckon with, CashOne provides a connecting service for those seeking cash advance loans up to $1,000 with fast approval and flexible payment options. So, if you have a short-term crunch and need cash, all you need to do simply fill out the online application form with a few basic details about yourself, your job and salary, and you really can have cash in your bank account usually within one business day.

Payday loans grant you access to emergency funds that can help you deal with debts that pile up due to unexpected incidents. For example, a medical emergency could render you too sick to work, but the cost of a doctor could be too much for your current funds. No money, no doctor. No doctor, no work. No work, no money. Unfortunate cycles like this can lock you into a no-win situation.

If approved, the next step requires you to deal personally with a lender, rather than USACashAdvance.com. The lender will be responsible for setting terms and fees. You should carefully review the lender’s loan offer before accepting the terms. If you choose to accept the terms, you can sign the e-signature form and continue along the simple path to receiving your cash advance loan. Sometimes, you may find that you don’t agree with the loan offer presented by the lender. If this is the case, you can decline the loan offer. You are under no obligation.
Same as others. Email sent saying was approved for amount, how many months, and payment. When contacted the person from overseas and very rude. Would not send to an account. Only Western Union and wanted 200.00. When ask only way payments could be made was Western Union. Someone needs to do something with these people... Justin ** is name. Used phone number 850-615-1079. Shows in Panama City, FL. Hope this is useful in stopping these people.
Same as others. Email sent saying was approved for amount, how many months, and payment. When contacted the person from overseas and very rude. Would not send to an account. Only Western Union and wanted 200.00. When ask only way payments could be made was Western Union. Someone needs to do something with these people... Justin ** is name. Used phone number 850-615-1079. Shows in Panama City, FL. Hope this is useful in stopping these people.
In summary, taking a cash advance on your credit card means taking on a very expensive short-term loan. This is almost never a good idea, so consider all other options before using a cash advance. It’s also important to take the fact that you’re thinking about using a cash advance as a sign that your finances need some fine-tuning. You don’t want to end up in this situation again!
 I had the same thing happen to me today. The man continued to call me 7 times after i told him i would contact the police for harassment. They then attacked my boyfriend when he answered the phone. These people have been calling over and over all day long almost every other day. Sometimes will even leave a message. He then tried to get me to give out my social security number when i told him that if he could prove i took out the loan he should have my social and then he kept trying to get me to fall for it. I know for a fact that i do not and never have had a loan with this company. Do not fall for anything they say its all lies and they just want your money!!! Someone needs to stop this!
All of a sudden I started getting threatening emails from someone stating that if I do not pay an unverified debt that charges would be filed on my name and social security number. I replied back to the individual who emailed me and a demanded that they no longer contact me and that I was submitting a complaint to the CFPB and my Attorney General. They then replied back to me with the name, partial social security number, mailing address, phone number and amount owed of the person they believed to be me. I then sent the email to my Attorney General with my complaint.
All the information exchanged between the lender and a borrower is not bidding to Nation21loans.com. Therefore, we are not in any position to guarantee users any loans. Visitors must regard everything displayed on this website as they would a commercial advert. Potential lenders displayed on this website may include both state licensed loan providers as well as tribal lenders. Users on this website should note that loans are not always available for all states or jurisdictions. Although bad credit scores are acceptable, it’s within the discretion of a lender to conduct credit checks to facilitate the lending decision.
I had received automated calls from this company 3-4 days in a row. I wanted to consolidate my credit cards. I decided to call back but every time I called, I would get a recording that the person I was trying to reach was not able to receive calls and to try later. Right then and there I thought... hmmm, this has got to be a scam. The following week, I received another call, I too, spoke with a woman with a very thick accent not to mention there was so much noise in the background, it was even more harder to hear her. Nevertheless, we began the loan process, until we got to the point she requested my username & password for my checking account. Do I really look like boo boo the clown. What legitimate company will ask for that info. When I asked her why she needed that info, she replied, they need to access the account to make sure it's my account. I told her she is a liar, accessing my account does not prove that it's my account.
All cash advances subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a cash advance or for the maximum cash advance amount. Terms and conditions apply. Cash advances should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain cash advances in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Cash advances in Minnesota made by ACE Minnesota Corp. Cash advances in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Cash advances in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115.

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Please Note: The material on this site is provided for informational purposes only and is not financial advice. Always consult p professional before making any financial decisions.

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