<>A cash advance loan works just like a payday loan. (Not surprising, since they’re the exact same thing.) To get one, you go to a payday lender and write a check. You date it for your next payday and make it out for the amount of the loan plus interest and fees. The lender will then give you cash or transfer money to your bank account. It’s yours to spend, but remember that check you wrote? As soon as your next payday arrives, the lender will cash it and the amount will be withdrawn from your bank account.
<>A woman named Amy ** emailed and sent me a text that I was approved for $4000. Now I didn't need that much, but I called. Amy had a thick accent like from India. After straining to understand her she said it would be $250 per month. Not too bad I told her. But the catch... She wanted me to send them money first then they would deposit my money. What? She called it "insurance". I told her no and not to ever contact me again. Be aware of this company.
<>They are far superior to their online counterparts. This is an expensive loan; of course, but the customer service is excellent and the reps are extremely professional, yet pleasant and personable. Review the website and you'll agree there aren't hidden fees. The reps are "very up front" and knowledgeable. Totally satisfied with my experience so far. Just saying.....
<>I was just contact by "Attorney Damon Marshall" He originally left a voice mail on my cell advising that I have criminal charges that were filed against me and the Police would be arriving to my home within the hour to arrest me. I called him immediately@ "707.508.4208", He advised that I took out a payday loan. I inquired about the amount. He told me that he does not work for the collection agency and he does not know how much. I said well how much does it say I owe. He said after all taxes fees and surcharges i owed $700+ I told him that he had to be kidding. I have NEVER taken out a payday loan before in my life. This man had so much of my information that it was a very scary situation. He told me that he would place me on hold to see if the court would settle. As I am on hold with him I begin to Google the phone number as well as "Cash Advance USA" up pops SCAM... I was reading aloud and I dont think he was on the other line but he heard me and became very defensive. Mr. Marshall called me soooo many derogatory name and I could not believe it. Then he hung up in my face. Everyone please beware that this is a complete scam!!!! 
<>If you are unable to pay your deferred presentment service transaction and have entered into 8 deferred presentment service transactions with any licensee in any 12-month period, state law entitles you to request a repayment of that transaction in installments. We are required to advise you of this option at the time it is available. If you elect this option, you must notify us, either orally or in writing, within 30 days after the maturity date of the deferred presentment transaction in the 12-month period. The notice must be provided to us at our place of business. You may be charged an additional fee when the transaction is rescheduled in installments. You will be ineligible to enter into a deferred presentment service transaction with any licensee during the term of the repayment plan. If we refuse to provide this option under the stipulations above, you should contact the Office of Financial and Insurance Services toll-free at 1-877-999-6442.
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<>Spending less than you earn is key to staying afloat financially, yet many of us rely on credit cards to fund our lifestyles. With more than $16,000 in credit card debt per household in America, many of us struggle to understand what we can and cannot afford. Successful savers are very clear on that point and often live a frugal lifestyle despite having an income that can afford some luxuries. Warren Buffett, for example, still resides in the home he purchased for just $31,500 nearly 60 years ago, despite being one of the wealthiest people on the planet. Take it from Buffett: Maintaining a frugal lifestyle while your income continues to grow will help you reach your financial goals sooner.
<>Unlike cash advance loans and credit card cash advances, an employer cash advance is not a loan. The money you receive is yours—it comes straight out of your next paycheck. Not all employers offer cash advances, and those that do may have strict policies that limit the number of times you can request an advance and reserve approval for true emergencies.
<>I just received the same calls.  They threatened to throw me in jail, etc.  I told them I suspected fraud and was going to contact the authorites, the man, who said his name was both David Fisher and Anthony White (with a thick middle eastern accent), became irate and yelled and cursed and gave all kinds of threats.  I contacted the FBI, which suggested I submit a report to the internet crime department.
<>LendUp doesn't limit how your cash advance is used. Once you are approved for a cash advance loan amount and you receive those funds, the money is yours. LendUp does encourage responsible use of financial resources, which is why we offer financial education and the LendUp Ladder in eligible states. We want you to succeed financially, so our goal is to help eligible individuals build credit over time. Because of that commitment, we hope that individuals who take cash advances from LendUp use them responsibly.
<>Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.
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