Consumer Notice: Cash advances are short-term loans, and can typically range from $100 to $999. They are intended for short-term financial relief and do not constitute long-term financial solutions. For example, they can generally be intended to be repaid within a year. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Federal and state laws cover certain types of lenders and loans, including short-term loans. If a lender is wholly owned and operated by a federally recognized American Indian Tribe and sovereign government, applicable Tribal and Federal law governs its loans and related contracts, requests and documents. Consumers are encouraged to research laws that may be applicable to short-term loans, and to ask their lenders for more information.
Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. We only charge a $2.00 verification fee, not the $5.00 limit allowed by law. Amscot is a member of and adheres to the "Best Practices" of the Community Financial Services Association of America ("CFSA").
Advanced Cash Services is not licensed by the Department. This entity is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State. Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.
I checked with greendot and verified the information. I called back and talked with thomas' supervisor Adam and explained what happened. Adam would not give me the number to Cash Advance Usa, he told me to go online to www.cashadvanceusa.com. I came up with a blank page. I did a google search and found under the search.........this scam. I called Adam back and told him that I knew it was a scam he was involved in and that if I received further calls about this matter I would be forced to contact the authorities.
If you still believe we violated the law, you may file a written complaint including supporting documents or other evidence with the Office of Financial and Insurance Services. The Office is required to investigate your complaint and has the authority to order us to pay you restitution if they agree that we violated the law. In addition, the Office can order us to pay civil fines or take away our right to do business. To do so, contact the Office of Financial and Insurance Services toll-free at 1-877-999-6442.
Someone called my job and told them that there was a legal matter that could result in me losing my job. When I called them, I was told that I had an outstanding payday loan of $300 plus 2000 in legal fees. In order to prevent legal action, I would have to get a green dot pre-paid card and fax them an apology letter and promise to pay. I actually got scared and tried to make a payment but got suspicious when they couldnt give me an account number or reference number. When I began to question them, they got very nasty and told me that they would send me a subpena and send it to my job to try to scare me into paying. I was able to make sure that they didnt get any payment. BEWARE OF CASH ADVANCE USA
I am trying to find out if this is connected to email@example.com --- Jack Smith in Chicago -- they say they have all my info and can send 5k in 45 mins if I give a state to state transfer of 75 -- this is the first text: "Hi, Congratulation This is to inform you that your application for online loan has been fully approved by our company and there is no any upfront charges to get this loan amount. So if you are still looking for a loan so call us back on our number which is 773-796-9005. Thank you." ---- is this the same guy?
NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.
The Washington State Department of Financial Institutions (DFI) warns consumers to verify that any lender with which they consider doing business holds a Washington State license for providing consumer loan services. Consumers are urged to verify licensing status prior to giving the lender nonpublic personal information, such as social security number and checking account access.
Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to. Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers' places of employment.
I kept getting text messages, no legit phone calls, just texts. Now today they're threatening to take me to court, tell my employer etc for a $300 loan. Told them they can tell whoever, garnish my wages (I'm retired) etc., This was in an email they sent today 9/13/17. Now my loan is close to $1K due to interest etc. I just laughed. I don't take LOANS out for $300. I either write a check or use credit card. They want me to settle today for the $300. I'll never settle. Told them I'll have my lawyers ready also. I dont know who Cash Advance USA is anyway, let alone loan from them. Then I googled all this - it's a SCAM!! Must be bunch of out of work "lawyers" that are trying to scam people & scare them. I told them to bring it on, I'm ready! Ridiculous - get a real job!
I am working on my college assignment, when I take a break and check my cell phone. I received not one but three calls from PCS ( a collection agency) and they left one message urging me to contact a Thomas Williams about an overdue payday advance. I returned his call many times to try to explain that I never received a payday advance loan of any sort. He first claimed it was done in May of 2010 and again in August of 2011. He had my social security number, my name and cell number, and my girlfriend's name.
I was told I was approved for a $6000 loan. I had to go buy $147 in iTunes gift cards. I had to give them the number of the back of the cards. Which they redeemed after I gave the cards. Then they wanted me to send them $387 to finish my part saying that this will prove that I could pay the loan back, this was my verification process. Cash Advance USA, Dallas Texas ripped me off for $150. Something needs to be done to these con artists.
Snappy Payday Loans offers payday loan and cash advance options in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. We currently do not offer loan options in Georgia, New Jersey, New York, and North Carolina.
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Please Note: The material on this site is provided for informational purposes only and is not financial advice. Always consult p professional before making any financial decisions.