A: Cash advance loans are a safe and convenient way to allow you to cover unplanned expenses or cover everyday bills when you're tight on cash. Typically, these are short term loans - such as payday loans - that provide quick cash. Whether your budget comes up short, or you need help with unexpected bills, a cash advance might provide the cash you need.
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For most people, a cash advance (also known as a payday advance) is something associated with a credit card or other line of credit. Many credit card companies make it easy for customers to receive cash advances nearby by using their credit card at a local ATM. The problem with such tactics is that the costs of the advance can add up quickly and you might not even realize what all those costs are. You'll likely pay an ATM fee charged by the bank that runs the machine, and you might also pay a fee to the credit card company for taking the advance, along with finance charges and interest if you don't pay the money back before your next billing cycle. Some credit card companies charge interest on cash advances that is higher than the interest charged on regular balances, which can make for surprising increases in your total balance.


I do not owe these people. They go to class reunion.com or life.com, get your information and they act like you have a had a loan. I have not had a loan in 20 years, they can keep it up and I will sue for harassment. I am tired of these people trying to scam me. There is definitely something needs to be done about them. I had one removed from my credit report. They need to quit prying on people. Something needs to be done.


For most people, a cash advance (also known as a payday advance) is something associated with a credit card or other line of credit. Many credit card companies make it easy for customers to receive cash advances nearby by using their credit card at a local ATM. The problem with such tactics is that the costs of the advance can add up quickly and you might not even realize what all those costs are. You'll likely pay an ATM fee charged by the bank that runs the machine, and you might also pay a fee to the credit card company for taking the advance, along with finance charges and interest if you don't pay the money back before your next billing cycle. Some credit card companies charge interest on cash advances that is higher than the interest charged on regular balances, which can make for surprising increases in your total balance.
I kept getting text messages, no legit phone calls, just texts. Now today they're threatening to take me to court, tell my employer etc for a $300 loan. Told them they can tell whoever, garnish my wages (I'm retired) etc., This was in an email they sent today 9/13/17. Now my loan is close to $1K due to interest etc. I just laughed. I don't take LOANS out for $300. I either write a check or use credit card. They want me to settle today for the $300. I'll never settle. Told them I'll have my lawyers ready also. I dont know who Cash Advance USA is anyway, let alone loan from them. Then I googled all this - it's a SCAM!! Must be bunch of out of work "lawyers" that are trying to scam people & scare them. I told them to bring it on, I'm ready! Ridiculous - get a real job!
I received a phone call at work completely scared me- said I was charged with 3 charges- from cash advance-  its was a law firm called john morrison they said i was charged with trying to electroncally writing checks and they tried to debit from my account unsuccessfully-  i know this is a completely fraudulant scam-  but they too have my social security number and banking info  what do i do other than contact my bank??  this is internet frau-  I did try and apply for a loan but didnt go through with it- nothing was ever deposited to my account  i need someone advise of what I should do to protect myself-  do I jest ignore completely or do i try and contact  the company is called cash advance the law firm was john morrison and the phone number is 619-320-0434  they said they were going to take me to court  and i did nothing
I received a call from these people also stating they with the firm of Robbies & associates with the phone number 206-734-4604. Tey also sid I would be  arrested and taken to jail for 10 days and then have to pay $8000. t was for a $300 loan from advance cash. So while they held I checked them out and there is not Robbies $ Associates anywhere in the state of washington and I seen this web site and seen this post so when I went back and called them I told them they were nothing but a scam. The lady got very confrontational. and made all kinds of threats and when I laughed she hung up. Now they won't even answer my calls. So if you receive a call from these people just tell them you have checked them out and they are nothing but a scam and wait for them to blow up. These people are over in the middle east and try to scam anybody they can so beware.
NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.
The APR on a short-term loan can vary greatly depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on, if applicable. See a See a Representative Example

Notice to Texas and Ohio Customers: In Texas and Ohio, RISE is a Credit Services Organization/Credit Access Business operating in accordance with each state’s applicable Credit Services Organization Act. In Ohio, RISE Credit Service of Ohio, LLC d/b/a RISE is licensed by the Department of Commerce, Division of Financial Institutions Certificate No. CS.900086.000. In Texas, RISE Credit Service of Texas, LLC d/b/a RISE is licensed by the Office of the Consumer Credit Commissioner, License No. 16507-62536. RISE is not the lender or a fiduciary of the lender.


If you still believe we violated the law, you may file a written complaint including supporting documents or other evidence with the Office of Financial and Insurance Services. The Office is required to investigate your complaint and has the authority to order us to pay you restitution if they agree that we violated the law. In addition, the Office can order us to pay civil fines or take away our right to do business. To do so, contact the Office of Financial and Insurance Services toll-free at 1-877-999-6442.
All of a sudden I started getting threatening emails from someone stating that if I do not pay an unverified debt that charges would be filed on my name and social security number. I replied back to the individual who emailed me and a demanded that they no longer contact me and that I was submitting a complaint to the CFPB and my Attorney General. They then replied back to me with the name, partial social security number, mailing address, phone number and amount owed of the person they believed to be me. I then sent the email to my Attorney General with my complaint.
California Residents: Flurish Inc. dba LendUp is licensed by the Department of Business Oversight, pursuant to the California Deferred Deposit Transaction Law, license #1004393, and the California Financing Law, license #6054610. LendUp loans made under the authority of its CFL license are made pursuant to the California Financing Law. LendUp credit cards are not offered under any license regulated by the California Department of Business Oversight.
I received the same type of call this morning then coming here and reading this I feel much much better, They scare the bageebers out of me! But anyway I have the guys number that called me it is 954-745-9017 His name is austin and he is Indian or Pakistani couldn't really tell. But, he sounded so official and he had all my info. SS# Work# Where I live. He even had a case number for me. WOW! Just Wow! So, I was thinking we should all start calling them relentlessly morning noon and night.
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When you deal with an online cash advance provider, the entire process is handled via the internet. That means you don't have to go into a physical location or fill out lengthy paper forms. Instead, you complete the application online, are informed of your approval status online or via email and receive your funds via an electronic transfer to your bank account.

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