Just received this email and I know it is spam because they did not even put my name in the email and if I would owe them anything for sure they would have put my name in the email and even the amount that I supposedly owe. "As we didn't receive your payment so we are going to file this case against you on Tuesday October 10th, 2017 at your district courthouse. To know the courthouse kindly visit http://www.uscourts.gov/court-locator with your zip code. You will be served with a notice to appear at your district courthouse in next seven business days. You can still avoid this case by making a payment towards your total outstanding or else this case file will be executed as mentioned. Regards Manager, Legal Department, Cash Advance USA."
I received a call from these people also stating they with the firm of Robbies & associates with the phone number 206-734-4604. Tey also sid I would be arrested and taken to jail for 10 days and then have to pay $8000. t was for a $300 loan from advance cash. So while they held I checked them out and there is not Robbies $ Associates anywhere in the state of washington and I seen this web site and seen this post so when I went back and called them I told them they were nothing but a scam. The lady got very confrontational. and made all kinds of threats and when I laughed she hung up. Now they won't even answer my calls. So if you receive a call from these people just tell them you have checked them out and they are nothing but a scam and wait for them to blow up. These people are over in the middle east and try to scam anybody they can so beware.
If these a*s holes can't get you at home or on your cell phone, they will continue calling you at work. They will be from India, Nigeria, etc., using AMERICAN names and we all know they don't have American names. Part of the time, there is that accent, you will NEVER be able to understand. We have NEVER had a LOAN with this place and have even called them, they did research and told us NO, but it just seem to stop these scammers. Just tell your job if they call your job that you no longer work there. NEVER talk to this trash, ok?
"I like the easy to read signs and information throughout the store...that's makes me feel comfortable to get a loan because there's nothing hidden. The interest rate is the best I've seen at $20 per $100 and I really like the simple, clean design of the company. With everything in life as hectic as it is, I like to come to a place of business that's orderly and neat, especially when dealing with money. I also like the staff. I've been to another Cash Store in East Texas and in both places I feel very comfortable with the staff and I feel they are trustworthy with my information." - Laveta H.
Both men had Middle Eastern accents. The second guy kept saying "While on this federally recorded line are you willing to settle this situation"? I kept laughing at him saying that to attempt to scare me. I said I don't know what you're talking about and I know that this is a scam so I won't be paying anything, will be calling the Consumer Protection Bureau, and please take my number off of your call list at which time I was hung up on.
In summary, taking a cash advance on your credit card means taking on a very expensive short-term loan. This is almost never a good idea, so consider all other options before using a cash advance. It’s also important to take the fact that you’re thinking about using a cash advance as a sign that your finances need some fine-tuning. You don’t want to end up in this situation again!
Emergencies are inherently unexpected and almost always emotionally and financially jarring. Emergency funds are a key component in the arsenal of a successful saver because they not only mitigate the financial burden of unexpected expenses, they also help reduce the stress which often accompanies them. Unlike the amount you set aside for a specific purchase, an emergency fund is to be used exclusively for events like family crises, medical issues and natural disasters. People with emergency savings avoid crippling debt and are on the road to recovery much more quickly than those who are unprepared.
To inquire about an advance on your paycheck, either talk to your boss directly or go to your human resources department. While ideally, your employer wouldn’t be too involved in your private life, it’s best to be prepared with an explanation as to what the money's for and why you need it so urgently. Otherwise, your boss is left to wonder if there’s an underlying personal issue that could someday impact your work performance, such as a gambling addiction.
Of course, cash advance lenders have no problem with this. They’re usually more than willing to let you roll over a cash advance loan because that’s how they make their money—the more you roll it over, the more you pay in interest. And the alternative isn’t any better: If you stop making payments altogether and default, the lender can pursue legal action against you and potentially garnish your wages.4
Spending less than you earn is key to staying afloat financially, yet many of us rely on credit cards to fund our lifestyles. With more than $16,000 in credit card debt per household in America, many of us struggle to understand what we can and cannot afford. Successful savers are very clear on that point and often live a frugal lifestyle despite having an income that can afford some luxuries. Warren Buffett, for example, still resides in the home he purchased for just $31,500 nearly 60 years ago, despite being one of the wealthiest people on the planet. Take it from Buffett: Maintaining a frugal lifestyle while your income continues to grow will help you reach your financial goals sooner.
According to a 2016 study conducted by GOBankingRates, more than two-thirds of Americans have less than $1,000 saved, with 34 percent admitting to having absolutely no money in their savings account. Although today's consumers are more aware than ever about the importance of savvy spending, these statistics prompt the question: What does it take to be a successful saver? Luckily, this can be achieved in a handful of ways. Piggybacking on the ingenuity of Stephen Covey, author of "7 Habits of Highly Effective People," here are seven habits of highly successful savers.
Please note: This is an expensive form of credit and is intended only for short-term financial needs. Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, or expenses related to your job. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative; using a credit card cash advance; taking out a personal loan; or using a home equity loan or savings. Contact one of our relationship managers to discuss if a Spotloan is right for you.
Depending on the state you live in, you may be able to obtain an installment loan or a line of credit. Snappy Payday Loans specializes in arranging payday loans online. However we also understand your need for more flexible payment terms than a traditional online payday advance. That's why we also arrange for installment loans and lines of credit with trusted lenders. You can borrow more and get more payment terms too! See our cash advance page for more details!
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Please Note: The material on this site is provided for informational purposes only and is not financial advice. Always consult p professional before making any financial decisions.