If you are unable to pay your deferred presentment service transaction and have entered into 8 deferred presentment service transactions with any licensee in any 12-month period, state law entitles you to request a repayment of that transaction in installments. We are required to advise you of this option at the time it is available. If you elect this option, you must notify us, either orally or in writing, within 30 days after the maturity date of the deferred presentment transaction in the 12-month period. The notice must be provided to us at our place of business. You may be charged an additional fee when the transaction is rescheduled in installments. You will be ineligible to enter into a deferred presentment service transaction with any licensee during the term of the repayment plan. If we refuse to provide this option under the stipulations above, you should contact the Office of Financial and Insurance Services toll-free at 1-877-999-6442.
I was told I was approved for a $6000 loan. I had to go buy $147 in iTunes gift cards. I had to give them the number of the back of the cards. Which they redeemed after I gave the cards. Then they wanted me to send them $387 to finish my part saying that this will prove that I could pay the loan back, this was my verification process. Cash Advance USA, Dallas Texas ripped me off for $150. Something needs to be done to these con artists.
I had received automated calls from this company 3-4 days in a row. I wanted to consolidate my credit cards. I decided to call back but every time I called, I would get a recording that the person I was trying to reach was not able to receive calls and to try later. Right then and there I thought... hmmm, this has got to be a scam. The following week, I received another call, I too, spoke with a woman with a very thick accent not to mention there was so much noise in the background, it was even more harder to hear her. Nevertheless, we began the loan process, until we got to the point she requested my username & password for my checking account. Do I really look like boo boo the clown. What legitimate company will ask for that info. When I asked her why she needed that info, she replied, they need to access the account to make sure it's my account. I told her she is a liar, accessing my account does not prove that it's my account.
Snappy Payday Loans offers payday loan and cash advance options in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. We currently do not offer loan options in Georgia, New Jersey, New York, and North Carolina.
As you can clearly notice, these criteria do not include high credit scores or any requirements for a security deposit, mortgaging your property or car. The reasons for such minimal requirements start with the legislative conditions for fast loans, where you are not required to have any collateral, or meet any other conditions not listed above. Such schemes allow people with limited financial means to obtain loans fast.
When dealing with USACashAdvance.com’s network of lenders, loans can range from $100 to $1,000. Laws regarding the term limit of a loan will vary between states, but these limits tend to range between two weeks to two months. Although cash advance loans tend to have higher interest rates than usual loans, they are faster and don’t rely on credit scores to weed out individuals with poor credit. Therefore, almost anyone can benefit from payday loans, regardless of credit score history.
I just got an email claiming that I had to get in touch with this company because of a $300 cash advance, and now owe $885.59. They claim to be taking legal action. I never heard of them and I have no idea who these people are. There is also no phone number on the email. I'm positive this is a scam and I think they are probably another out of the country scamming outfit.
I received the same type of call this morning then coming here and reading this I feel much much better, They scare the bageebers out of me! But anyway I have the guys number that called me it is 954-745-9017 His name is austin and he is Indian or Pakistani couldn't really tell. But, he sounded so official and he had all my info. SS# Work# Where I live. He even had a case number for me. WOW! Just Wow! So, I was thinking we should all start calling them relentlessly morning noon and night.
I just wanted to say i received a call from someone who sounds like this guy, gave me a call stating i owe a loan to cash advance usa. I just wanted say i did a little research on the return #409-356-7271. found out it was used thru magic jack, this a device that you plug in your computer, to plug a phone in to call people, and the caller id will display +00000 or 0455678 or some type # with a zero in front of it. He also told me I had to call him back in 30 min....
There are a variety of loan types available to you with Snappy Payday Loans. The following are some of the more common types of loan products offered: Payday Loans, Installment Loans, Lines of Credit, Revolving Credit Plans. Once you select the state you reside in, you will be notified of the type of loan products available. As always, please review your loan documents carefully before you sign to ensure you understand the type of loan and terms being offered. Loans types and terms will vary by state law.
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Please Note: The material on this site is provided for informational purposes only and is not financial advice. Always consult p professional before making any financial decisions.