<>If you are unable to pay your deferred presentment service transaction and have entered into 8 deferred presentment service transactions with any licensee in any 12-month period, state law entitles you to request a repayment of that transaction in installments. We are required to advise you of this option at the time it is available. If you elect this option, you must notify us, either orally or in writing, within 30 days after the maturity date of the deferred presentment transaction in the 12-month period. The notice must be provided to us at our place of business. You may be charged an additional fee when the transaction is rescheduled in installments. You will be ineligible to enter into a deferred presentment service transaction with any licensee during the term of the repayment plan. If we refuse to provide this option under the stipulations above, you should contact the Office of Financial and Insurance Services toll-free at 1-877-999-6442.
<>The APR on a short-term loan can vary greatly depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on, if applicable. See a See a Representative Example
<>This report was posted on Ripoff Report on 12/16/2009 11:49 AM and is a permanent record located here: https://www.ripoffreport.com/reports/cash-advance-usa-complete-scam/internet/cash-advance-usa-complete-scam-called-and-said-i-recieved-a-loan-i-never-recieved-the-540500. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
<>Most recently, a consumer reported being contacted through email by an individual referring to himself as Victor Allen from Cash Advance USA. The email demanded payment for a cash advance the consumer reported never occurred. The consumer reported being provided with an alleged account payoff amount and being threatened with legal action if payment was not received.
<>If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372) or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.
<>Consumer Notice: Cash advances are short-term loans, and can typically range from $100 to $999. They are intended for short-term financial relief and do not constitute long-term financial solutions. For example, they can generally be intended to be repaid within a year. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Federal and state laws cover certain types of lenders and loans, including short-term loans. If a lender is wholly owned and operated by a federally recognized American Indian Tribe and sovereign government, applicable Tribal and Federal law governs its loans and related contracts, requests and documents. Consumers are encouraged to research laws that may be applicable to short-term loans, and to ask their lenders for more information.
<>Legal Disclaimer: The owner/operator of this site is not a lender or an agent, broker, or representative of any lender. This website offers a free service that attempts to connect consumers with lenders who may have loans for them. Loans are not available in all states, and approval is not guaranteed. Loan amounts, rates, and terms will vary depending on each lender and consumer qualifications. Lenders may conduct credit checks that could affect your credit score.
<>If you are unable to pay your deferred presentment service transaction and have entered into 8 deferred presentment service transactions with any licensee in any 12-month period, state law entitles you to request a repayment of that transaction in installments. We are required to advise you of this option at the time it is available. If you elect this option, you must notify us, either orally or in writing, within 30 days after the maturity date of the deferred presentment transaction in the 12-month period. The notice must be provided to us at our place of business. You may be charged an additional fee when the transaction is rescheduled in installments. You will be ineligible to enter into a deferred presentment service transaction with any licensee during the term of the repayment plan. If we refuse to provide this option under the stipulations above, you should contact the Office of Financial and Insurance Services toll-free at 1-877-999-6442.
<>USACashAdvance.com is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. For this reason, we are unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request and your lender. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process. The APR on a cash loan can range from 200% to 2,290% depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on, if applicable.
<>Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.
<>I received an email to call for a personal loan from Cash Advance USA. I was approved for $2000. They wanted my passwords and account numbers. They were going to deposit money in my account and wanted me to send it back to verify my account then they would deposit the $2000. If I would have done that I would have been out $200. They tried to scam me.
<>Cash advance funding requires verification of application information. Depending on ability to verify this information, cash advance funding may be extended up to two days. All cash advances subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states.
<>Same as others. Email sent saying was approved for amount, how many months, and payment. When contacted the person from overseas and very rude. Would not send to an account. Only Western Union and wanted 200.00. When ask only way payments could be made was Western Union. Someone needs to do something with these people... Justin ** is name. Used phone number 850-615-1079. Shows in Panama City, FL. Hope this is useful in stopping these people.
<>People who set goals for a purchase – whether it's a car, television or family vacation – are more apt to reduce unnecessary spending in pursuit of that goal. While other consumers use credit cards to purchase items they can't afford, effective savers rarely spend money they don't have. The next time you decide to invest in a big purchase, review your budget to see where you can make cuts to allocate more funds toward that goal. You can also boost your income to reach your savings goals quicker by taking on side jobs, such as freelance writing, dog walking or another gig that takes advantage of your marketable skills.
<>Cash advance funding requires verification of application information. Depending on ability to verify this information, cash advance funding may be extended up to two days. All cash advances subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states.
<>APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from widely and can be from 200% to 1386%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
<>I received a call from these people also stating they with the firm of Robbies & associates with the phone number 206-734-4604. Tey also sid I would be  arrested and taken to jail for 10 days and then have to pay $8000. t was for a $300 loan from advance cash. So while they held I checked them out and there is not Robbies $ Associates anywhere in the state of washington and I seen this web site and seen this post so when I went back and called them I told them they were nothing but a scam. The lady got very confrontational. and made all kinds of threats and when I laughed she hung up. Now they won't even answer my calls. So if you receive a call from these people just tell them you have checked them out and they are nothing but a scam and wait for them to blow up. These people are over in the middle east and try to scam anybody they can so beware.
<>LendUp doesn't limit how your cash advance is used. Once you are approved for a cash advance loan amount and you receive those funds, the money is yours. LendUp does encourage responsible use of financial resources, which is why we offer financial education and the LendUp Ladder in eligible states. We want you to succeed financially, so our goal is to help eligible individuals build credit over time. Because of that commitment, we hope that individuals who take cash advances from LendUp use them responsibly.
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