I was told I was approved for a $6000 loan. I had to go buy $147 in iTunes gift cards. I had to give them the number of the back of the cards. Which they redeemed after I gave the cards. Then they wanted me to send them $387 to finish my part saying that this will prove that I could pay the loan back, this was my verification process. Cash Advance USA, Dallas Texas ripped me off for $150. Something needs to be done to these con artists.
I just received the same exact call on my job. He said there are some charges being filed against me. I asked for what. He said he is going to read the affidavit and told me not to interrupt him. He had an accent too. He said that I took out a payday loan with Cash Advance USA last year using my US Bank account and that I wrote them bad checks and have closed my account. First of all my US Bank account is just 1 month old...I asked for his name and told him I was going to report him. He said he is going to have the state of California police and my police to come to my job and pick me up in 24 hours then he hung up in my face.  And I know for a fact I haven't taken out a payday loan. That is just crazy that people are trying to scam others.
Another consumer reported that an individual claiming to be Morris Anderson, representing Anderson Loan Assistance, contacted the consumer attempting to collect a debt allegedly owed to Cash Advance USA. The individual contacted the consumer through email and phone calls, and allegedly threatened legal action for a loan the consumer states was not received. The consumer reported being provided with an alleged account number and payoff amount.
By accepting these terms, you authorize us to contact you at all the telephone numbers associated with your account that you provide in order to provide information about your loan, for marketing, and to inform you of promotions, savings and/or other services that may be of interest to you by using prerecorded/artificial voice messages, text messages, and/or automated dialing devices. Calls and messages from us may result in charges to you from your cellular or wireless provider. You can opt out at any time by calling 1-888-801-9075, emailing support@cashnetusa.com or logging in to your account at www.cashnetusa.com and updating your contact preferences. You do not have to opt in to this service or agree to opt in as a condition of receiving services from us.
Residents of the State of Washington are informed that Washington State law provides in RCW 31.45.105(1)(d) and (3) that a “small loan” (sometimes referred to as a “payday loan”) made by an unlicensed entity to a person physically located in Washington State is uncollectible and unenforceable in Washington State. A “small loan” is defined in RCW 31.45.073 and is a loan that does not exceed $700. Collection activities involving loans of $700 or less are subject to RCW 31.45.082, which limits the time, place, and manner in which a payday loan may be collected. Payday lenders must also provide borrowers with an installment plan if the borrower is not able to pay the small loan back when it is due.
If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372) or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.
It’s possible to tap into another workplace resource without counting on your boss’s approval: your 401(k). Although traditional advice would have you run for the hills before taking money out of your retirement account, it is actually one of the most cost-effective options. In fact, according to Investopedia, a 401(k) loan should be one of the first options you consider to address a short-term, but serious need for liquidity.

 I have been contacted by all of the same people listed in these reports plus some new names Like James Delano. Some say they are Officers ( Officer Ricky Jones ) some say attorneys. They have threaten to have me and my husband arrested so i contacted my local police department and was told these people were full of pooh. I also have contacted my brother who works with the FOP in the next town and they have had alot of similiar reports. I gave them all the numbers they have called me from and they are working on getting these people. It seems they dont know its illeagal to impersonate an officer...What got me was they always call from different numbers and it has even came up on my phone as 911 Emergency!!! They had all of our information, SS numbers bank accounts numbers address EVERYTHING! We closed our accounts and have reopened new accounts just to be safe and we talked to the bank so that they are aware of the scam and we also told them about this site and the information we found on here. We have NEVER done any kind of pay day advance or loan so we knew we were right but some people are not so lucky and have fallen victim to this. I hope they are caught and go to jail themselves. Very scary that they had all that info about us. Good luck everyone and please dont fall for this scam. When I called them out on it they cursed me up one side and down the other but best believe they got an earfull inreturn...lol and that felt good.
Another consumer reported that an individual claiming to be Morris Anderson, representing Anderson Loan Assistance, contacted the consumer attempting to collect a debt allegedly owed to Cash Advance USA. The individual contacted the consumer through email and phone calls, and allegedly threatened legal action for a loan the consumer states was not received. The consumer reported being provided with an alleged account number and payoff amount.

Loan renewal policies are largely governed by state regulatory legislation. The loan renewal options will be presented to you by your lender prior to your acceptance of the loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents. Payday loans are intended to be a short term financial instrument. Cash Advance® encourages all consumers to repay the loan on time and in full in order to avoid late payment and/or non-payment fees. If you suspect that you may be unable to pay off a loan, we would recommend that you explore Loan Alternatives before submitting a loan request.


Checkadvanceusa.net is an entity of the Wakpamni Lake Community Corporation (WLCC), a tribal corporation wholly owned by the Wakpamni Lake Community and abides by all applicable federal laws and regulations as established by the Oglala Sioux Tribe. The Wakpamni Lake Community is a local government under the Oglala Sioux Tribe. WLCC is incorporated under and governed by the laws of the Oglala Sioux Tribe, a federally recognized Indian Tribe, and the regulations of the Wakpamni Lake Community. WLCC is wholly owned by the Wakpamni Lake Community local tribal government, and it operates independently of the Oglala Sioux Tribe. Correspondence should be directed to WLCC.
Most recently, a consumer reported being contacted through email by an individual referring to himself as Victor Allen from Cash Advance USA. The email demanded payment for a cash advance the consumer reported never occurred. The consumer reported being provided with an alleged account payoff amount and being threatened with legal action if payment was not received.
If we agree that we have violated the law, we must return your check and you must return the cash received under the agreement. Additionally, for each violation, we must pay you restitution equal to 5 times the amount of the fee we charged you under the agreement but not less than $15.00 or more than the face amount of your check. You may also pursue an action for your actual damages against us.
Washington State residents only: If you are a victim of a collection scam or if you suspect illegal or fraudulent activity involving a financial product or service, please contact the Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov. You may also wish to contact the state of Washington Office of the Attorney General at www.atg.wa.gov.

advance cash usa several calls from a foreign man named Jack Harper, lol. said I was being sued and when I told him to put it in writing and send it to me, he yelled at me and said the police will come right now! and i said okay and hung up. he called back and said you hung up on me and I said yes I did, he then wanted to talk to my supervisor, and I asked him why and he just kept yelling for my supervisor and then he hung up. So here I am waiting for the police to come and collect me to bring me to court, lol. Idiots. i have never even heard of the company Advance Cash USA. Internet
For instance, if a looming credit card or other loan payment is jeopardizing your ability to pay for basic expenses, see if you can work out a deal. “If you’re having trouble making your monthly payments, call your lender to ask for more time,” suggests Natasha Rachel Smith, consumer affairs expert at rebate website TopCashback. “You’d be surprised how willing they are to work with you on your payment schedule. … It pays to be transparent.”
I received an email to call for a personal loan from Cash Advance USA. I was approved for $2000. They wanted my passwords and account numbers. They were going to deposit money in my account and wanted me to send it back to verify my account then they would deposit the $2000. If I would have done that I would have been out $200. They tried to scam me.
DFI has received a complaint against Cash Advance USA. It appears that this entity is operating an advance fee scam. Cash Advance USA is not licensed with the Department. The Department cautions consumers not to provide any personal or financial information to unlicensed businesses as such entities may be conducting a scam or otherwise violating Washington State law. Often times, an unlicensed business will require that the consumer pay a fee in advance of receiving a loan but will not provide the loan after receiving the consumer’s funds.
The Washington State Department of Financial Institutions (DFI) warns consumers to verify that any lender with which they consider doing business holds a Washington State license for providing consumer loan services. Consumers are urged to verify licensing status prior to giving the lender nonpublic personal information, such as social security number and checking account access.
If you find yourself in a financial predicament, turn to our friendly staff here at USA Payday Loans in Racine to help you out. Many individuals may have the misconception that qualifying for a loan is out of reach, due to bad credit or perhaps a limited budget. We serve individuals from all backgrounds and financial means. Since 2002, USA Payday loans has been helped thousands of individuals get the cash advance they need, and we can certainly help you too. Call or stop by today; better yet, apply online right now and have the cash you need in minutes!
Legal Disclaimer: The owner/operator of this site is not a lender or an agent, broker, or representative of any lender. This website offers a free service that attempts to connect consumers with lenders who may have loans for them. Loans are not available in all states, and approval is not guaranteed. Loan amounts, rates, and terms will vary depending on each lender and consumer qualifications. Lenders may conduct credit checks that could affect your credit score.
I was offer a loan in a text message and since my credit is bad. I call the number, I notice the heavy accent. But I continue talking. They knew so much about me (phone number, social security, bank routing and checking account). I continue talking. I wanted $2000 he said "No you can have $9000." I decline but he said my funds would be deposited a few hours later after they confirm my account. I immediately took the money out of my account. He calls me 1 hour later and demands my online banking user name!!! I told him I don't have one. So he demands my bank card number!!! I said "No way I would not give you that ever." So I wanted to see how far he would go and he say: "How can you be so stupid not to agree with us so you can get $5000 in your account?" So after that I say "Forget it" and I hanged up.
By accepting these terms, you authorize us to contact you at all the telephone numbers associated with your account that you provide in order to provide information about your loan, for marketing, and to inform you of promotions, savings and/or other services that may be of interest to you by using prerecorded/artificial voice messages, text messages, and/or automated dialing devices. Calls and messages from us may result in charges to you from your cellular or wireless provider. You can opt out at any time by calling 1-888-801-9075, emailing support@cashnetusa.com or logging in to your account at www.cashnetusa.com and updating your contact preferences. You do not have to opt in to this service or agree to opt in as a condition of receiving services from us.
Emergencies are inherently unexpected and almost always emotionally and financially jarring. Emergency funds are a key component in the arsenal of a successful saver because they not only mitigate the financial burden of unexpected expenses, they also help reduce the stress which often accompanies them. Unlike the amount you set aside for a specific purchase, an emergency fund is to be used exclusively for events like family crises, medical issues and natural disasters. People with emergency savings avoid crippling debt and are on the road to recovery much more quickly than those who are unprepared.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.
In another case, the consumer reported that the caller threatened to seize the consumer’s bank account and serve the consumer with legal papers at his workplace unless he paid the debt. Another consumer reported being threatened with arrest. In one case, a consumer reported the debt collector threatened that he could have an arrest warrant issued if the consumer did not immediately pay him with a credit card. In other cases, consumers report the debt collector demanded payment using a pre-paid card.
I just received the same exact call on my job. He said there are some charges being filed against me. I asked for what. He said he is going to read the affidavit and told me not to interrupt him. He had an accent too. He said that I took out a payday loan with Cash Advance USA last year using my US Bank account and that I wrote them bad checks and have closed my account. First of all my US Bank account is just 1 month old...I asked for his name and told him I was going to report him. He said he is going to have the state of California police and my police to come to my job and pick me up in 24 hours then he hung up in my face.  And I know for a fact I haven't taken out a payday loan. That is just crazy that people are trying to scam others.
So I have been constantly getting these silly emails from Cash Advance USA, I have no idea whom they are. Never took out a loan from any of these institutions. But I like messing with them when I do get them. Easiest way to figure out it is a scam, promptly ask them, "How can I send you the money so I can clear my name today?" They will come back with a stupid email saying if you pay '**' amount they will call it paid in full. I then ask them again, "How can I send the money right now to take advantage of this great settlement amount?" Their response would be something like what I received from them again. Stupid scam.
I checked with greendot and verified the information. I called back and talked with thomas'  supervisor Adam and explained what happened. Adam would not give me the number to Cash Advance Usa, he told me to go online to www.cashadvanceusa.com. I came up with a blank page. I did a google search and found under the search.........this scam. I called Adam back and told him that I knew it was a scam he was involved in and that if I received further calls about this matter I would be forced to contact the authorities.
Payday loans grant you access to emergency funds that can help you deal with debts that pile up due to unexpected incidents. For example, a medical emergency could render you too sick to work, but the cost of a doctor could be too much for your current funds. No money, no doctor. No doctor, no work. No work, no money. Unfortunate cycles like this can lock you into a no-win situation.
Do not neglect to remember that this is not a permanent solution. Think of it as the bubble gum you put on the leaky pipe while you go get the tools to fix it properly. If you let it leak without the bubble gum while you go get your tools, the water could cause all kinds of damage. If you take too long to get your tools, or if you simply let the bubble gum be your only fix, it will not hold and the same damage could occur. All the gum did was delay the fallout. Alternatively, if you go get your tools and get things taken care of while the bubble gum does its job, you can have the whole problem fixed and avoid virtually any damage in the process. Used wisely, a cash advance can help you avoid further financial damage.
When you accept the terms and conditions for a loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time shown in the documents supplied by your lender. Additional fees or charges by your lender may request in the event that you are unable to repay your loan in full or if you make a late payment. We cannot predict the amount of the fees or charges that you will incur as a result of non-payment, late payment, or partial payment. Additionally, we have no knowledge of the loan details between you and your lender. Please refer to the late payment, partial payment, and non-payment policies detailed in the loan documents provided by your lender. Our company makes a reasonable effort to work only with reputable lenders who abide by Fair Debt Collection Practices. If you have a complaint about a specific lender, please Contact Us and one of our agents will look into the matter further.
Got a call today, 312-248-2234, and answered to hear that I was preapproved for a thousand dollars loan, and just call them back at same phone number. I called back, they answered Cash Advance. I asked "Do you have a web site?" I like to see how professional or cheesy a site is, as a place to start, in looking at a company. If their site is not professional, then neither are they! I even look for typos. Well, the guy just hung up on me. So I started researching (yes, I can use a grand or two this month), and found all of these reviews.
NOTICE: This disclosure is being provided to you pursuant to our terms of service with Google®, Inc. It is not required by any federal, state or local law. Our lenders may offer you a loan with an APR between 20% and 300%. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range noted above. This is an expensive form of credit. A short term loan should be used for short term financial needs only, not as a long term financial solution. Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community. You are encouraged to consult your state’s consumer information pages to learn more about the risks involved with cash advances. State laws and regulations may be applicable to your payday loan. If you do not pay your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest. We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment.

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