For instance, if a looming credit card or other loan payment is jeopardizing your ability to pay for basic expenses, see if you can work out a deal. “If you’re having trouble making your monthly payments, call your lender to ask for more time,” suggests Natasha Rachel Smith, consumer affairs expert at rebate website TopCashback. “You’d be surprised how willing they are to work with you on your payment schedule. … It pays to be transparent.”
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The application and approval process is fast and simple. The application usually takes just a few minutes, and the only requirements are usually that the applicant be of legal age and have a job. If funds are to be direct deposited, there must a bank account for it to go to, and having an account from which the lender can draft payment could make for better terms. Once application is made, approval can take anywhere from a few minutes to 48 hours, but rarely more than 48 hours. After approval, money can be in had in just a few hours. Sometimes it takes up to 48 hours, depending on the lender’s specific processes, but again rarely longer.
A Lady named Karen, from Utica, NY, in the North, said we owed a PAYDAY Loan Co. and we don't and haven't for a long, long time.  Watch out for her.  She has all kind of threats.  Call US Cash Advance-916-458-5665 and they will tell you, you don't owe them a dime and they have been dealing with scammers for over a year.  Buy a whistle if they have your number, which they don't.  We had it changed.  Don't let her and anyone else from these d**n places scare you.

I recieved a phone call at work TODAY 12/16/2009 from a Mr Jones. He started the conversation by saying I was being takin to court from Cash Advance USA for getting a $300.00 loan initially and when they tried to debt my account for re-payment they had 6 returned Checks and stated I was being prosecuted for writing bad checks and basically stealing this money. He told me I had a right to an attorney and if it went to court Id pay over 8,000 in fines and fees.  He then told me the client is willing to resolve this outside of court but first I had to send an apology letter to them stating that I indeed did owe this and Iam sorry for not re-paying this when I agreed and I that I give them permisson to debt my account for $1045.37. I then told him before I say anything further I was going to check my bank account for this transaction because If I owe it Ill pay it but Im 100% sure this transaction never took place. He then told me I had 30 minutes to return a call to him.
A: When approving an applicant for a loan, several factors are considered. During the application process, Speedy Cash considers your current income and the type of loan you are applying for, among several other factors. Once we process your application we will give you a lending decision, typically within just a few minutes, and if approved, let you know how much you're approved to borrow.
Our online service is entirely free and works to find potential lenders in our network. Simply fill out and submit our secure online form. If we find a possible lender, you will be presented with the next steps to complete your loan request. If you are presented with a loan offer, you will have the option to review the terms of the loan, which you may approve or decline. We encourage you to always read the terms of your loan thoroughly before accepting them, no matter where you get your loan.
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Another consumer reported receiving an email explaining a “Final Legal Notice” on behalf of a parent company of Cash Advance, Inc. The email was from a man calling himself Robert Jones and disclosed a fictitious case number and payment amount. He allegedly threatened legal proceedings and told the consumer that attorney fees would accompany the amount owed if he did not hear back from the consumer.
Someone called my job and told them that there was a legal matter that could result in me losing my job. When I called them, I was told that I had an outstanding payday loan of $300 plus 2000 in legal fees. In order to prevent legal action, I would have to get a green dot pre-paid card and fax them an apology letter and promise to pay. I actually got scared and tried to make a payment but got suspicious when they couldnt give me an account number or reference number. When I began to question them, they got very nasty and told me that they would send me a subpena and send it to my job to try to scare me into paying. I was able to make sure that they didnt get any payment. BEWARE OF CASH ADVANCE USA
The amount of your cash advance depends on several factors and will vary from state to state. The surest way to learn what amount you’re eligible for is to fill out our simple application. Ready to take action? The sooner you apply for a cash advance the sooner you can get the cash you need. If you’d like to know more about cash advances from Check `n Go, one of our customer service representatives will be happy to speak with you.

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