Had pulled out a few online loans that I was in the process of paying down and I received a phone call similar to those listed. A man with an Indian accent left me a message I could not understand but a few words, one of which being lawyer. Stated the same previously stated, that they had tried to pull money via an electronic check and that instead of trying to fight for the money, they closed the account and filed it as a loss. They were in turn deciding to file a lawsuit against me and an affidavit has been filed against me and I had to appear in court. The affidavit had been filed in my local state and I should have been contacted by the sheriff last week. I had not been and had gotten no other notices about this. In my pure panic I didn't ask all the questions I should have the first time around. I got on the phone and started calling courthouses here in Colorado Springs to try and find out when the court date was. Come to find there were no court dates. Was taking the court date seriously because I had missed a court date here for a traffic case and they arrested me and I spent the say in jail. Not a fun day. So, I decided to call the number back and the guy was very unprofessional which raised my suspicions. I started to ask the questions I should have asked the first time around. I asked what company it was, his reply being "Cash Advance USA". I looked back through my papers and that was not the company I had gone through. So then I asked, ok, do you have a case number and a court date? He said, yes, you are to appear in court today at 5:00 pm. I said, wow, ok, where at. He replied San Francisco court. I was like, ok, how does this make sense, you said that the case has been filed in my local state, and I've received no communications about this prior to today and you're telling me you don't have a case number and that I have to appear in San Francisco today. Really? He made some smug remarks and then it got quiet.... and he hung up on me. Thank God for this site and coming across these reports cause I was freaking out. They didn't tell me any information that was personal, account numbers, social or anything like that, but I am still all the same very concerned. The number they called on was 1-213-261-5794. They didn't tell me any amounts that I owed and he did also give me the same, do not interrupt me, you can ask questions after I am done. Anyway, hopefully others don't fall prey to these guys.
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It's a ponzi scam. They make you trust them and then that's when you get scammed. I have police report on them and may go to the FBI. They want you to go get Green Dot cards, load them up and then they put money in your account and take it out. They have what is called burn phones, non traceable phones. Once they are used them up they get another number and try to sucker someone else.
According to a 2016 study conducted by GOBankingRates, more than two-thirds of Americans have less than $1,000 saved, with 34 percent admitting to having absolutely no money in their savings account. Although today's consumers are more aware than ever about the importance of savvy spending, these statistics prompt the question: What does it take to be a successful saver? Luckily, this can be achieved in a handful of ways. Piggybacking on the ingenuity of Stephen Covey, author of "7 Habits of Highly Effective People," here are seven habits of highly successful savers.
A Lady named Karen, from Utica, NY, in the North, said we owed a PAYDAY Loan Co. and we don't and haven't for a long, long time.  Watch out for her.  She has all kind of threats.  Call US Cash Advance-916-458-5665 and they will tell you, you don't owe them a dime and they have been dealing with scammers for over a year.  Buy a whistle if they have your number, which they don't.  We had it changed.  Don't let her and anyone else from these d**n places scare you.
All cash advances subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a cash advance or for the maximum cash advance amount. Terms and conditions apply. Cash advances should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain cash advances in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Cash advances in Minnesota made by ACE Minnesota Corp. Cash advances in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Cash advances in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115.

Cash Advance® does not make credit decisions nor does Cash Advance® conduct a credit inquiry on consumers. Some lenders on the Cash Advance® network may conduct a non-traditional credit check in order to determine your eligibility for a loan. Lenders typically do not conduct a credit inquiry with the three major credit bureaus: Transunion, Experian, or Equifax. If you do not repay your loan on time your lender may report this delinquency to one or more credit bureaus, which could have a negative impact on your credit score. We encourage consumers with credit problems to consult a Credit Counseling company.
I first got an UKNOWN call which I usually don't answer. The guy, with a Middle Eastern accent, said he was Deputy Mike Anderson and called from 313-420-6843. He said they had received a complaint against me and if I didn't call this other number to find out what it was about that they would be issuing a warrant. So I'm already laughing like "What BS is this about?" Because I don't bother anyone and am most certainly not a criminal. So I call the number which is a Maryland number 410-390-9007. The guy whose name I was given was Mark Taylor and he put me on hold to pull up my file.
I was told I was approved for a $6000 loan. I had to go buy $147 in iTunes gift cards. I had to give them the number of the back of the cards. Which they redeemed after I gave the cards. Then they wanted me to send them $387 to finish my part saying that this will prove that I could pay the loan back, this was my verification process. Cash Advance USA, Dallas Texas ripped me off for $150. Something needs to be done to these con artists.
In summary, taking a cash advance on your credit card means taking on a very expensive short-term loan. This is almost never a good idea, so consider all other options before using a cash advance. It’s also important to take the fact that you’re thinking about using a cash advance as a sign that your finances need some fine-tuning. You don’t want to end up in this situation again!
Another consumer reported receiving an email explaining a “Final Legal Notice” on behalf of a parent company of Cash Advance, Inc. The email was from a man calling himself Robert Jones and disclosed a fictitious case number and payment amount. He allegedly threatened legal proceedings and told the consumer that attorney fees would accompany the amount owed if he did not hear back from the consumer.
New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.
Cash Advance® is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. For this reason, we are unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you choose to accept an offered loan. The loan interest rates are determined solely by your lender, with specific amounts determined based upon the information you submitted to the lender. Your lender provides the APR, loan fees, and other terms. For help in understanding and using our services, consumers may refer to the Questions section or Contact Us.
This is an expensive form of credit. RISE is designed to help you meet your borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for all credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing will result in additional charges.  We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the Rates & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. Because we report your payment history to one or more credit bureaus, late or non-payment of your debt may negatively impact your credit rating. If you fail to repay in accordance with your terms, we may place or sell your debt with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Be sure you fully understand the terms and conditions of your credit before signing your agreement.
As you can clearly notice, these criteria do not include high credit scores or any requirements for a security deposit, mortgaging your property or car. The reasons for such minimal requirements start with the legislative conditions for fast loans, where you are not required to have any collateral, or meet any other conditions not listed above. Such schemes allow people with limited financial means to obtain loans fast.
Someone just called me and stated that this business had a lawsuit against me for check fraud and that I owed them money and I was going to be arrested. He stated that I was going to be arrested. I asked him because he was foreign speaking what the name of the company called again and he said cash advance usa. He had all my infomation..number, ssn#, bank #, address etc..i decided to look the company up and this is what I found . He also told me that they would contact my job and let them know about the lawsuit. What do I do? Im absolutely terrified.
It has become clear from numerous reports of this scam, that the scammers have come into posession of a large amount of personal information, including names, addresses, phone numbers, references, bank acct. numbers and social security numbers. Most of those reporting the scam indicate that at some time in the past, they filled out an online loan application. My guess is that these scammers have obtained (most likely illegally) a large database of this personal info.
 I had applied for a loan a month or two ago. Past couple days I was geting call after call with no voicemail. I called back today and the "legal office of jay harpor" voicemail came on. I didnt leave one and he called right back saying that he is the legal attourney at cash advance and he was calling to get info from  me because he was filing a legal case against me and when I heard that I couldn't help my self I snapped. I said who are you? who do you think you are ? How do you know me?? He says I put certain info on cash advance and they wanted to collect the money that I owed them, WHICH I DONT OWE ANYTHING because I NEVER THROUGH WITH THEM!!! When I started questioning he goes don't you yell at me I dont care what you have to say and hung up. I called back it went to voicemail then he called back and said Are you going to let me talk ? I said IM LISTENING. He goes you go first I said I dont know who you are why you are calling or what you want but I NEVER ended up doing anything through you at all or any company. He goes if you did then why do I have this info.. says my email .. I said whether I sent info in or not you dont talk to anyone like this if they are your customer I KNOW this is a scam. He gets angry and says oh yeah> Then I will have the police contact you. GOOD BYE! I get a call on an unknown number the guy says his name is OFFICER FISHER from the police dept, I said I dont know what this is about. He said he is going to pick me up at my address tomorrow and take me away!!!!!!!!!! I started balling crying I was so scared. I called the jay harpor back and i was crying and he goes mam dont cry dont cry he goes ok youll get a little upset and curse when i say this but it was a scam the people that called dont worry about it. He goes I am sorry but that was a scam and I am authorized to do this to make money mam please dont cry. He goes are you ok I said I gotta go please. He goes Ok mam... I love you its okay. I LITERALLY WAS FREAKING OUT. I STILL AM . HERE IS THE NUMBER , DONT EVER USED THIS CASH ADVANCE IT WAS SO NERVE WRECKING AND OVERWHELMING FOR ME!512 487 1561 austin tx thats what it was on my iphone on voicemail.
It has become clear from numerous reports of this scam, that the scammers have come into posession of a large amount of personal information, including names, addresses, phone numbers, references, bank acct. numbers and social security numbers. Most of those reporting the scam indicate that at some time in the past, they filled out an online loan application. My guess is that these scammers have obtained (most likely illegally) a large database of this personal info.

Amscot is regulated by state and federal laws.  We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you.  We only charge a $2.00 verification fee, not the $5.00 limit allowed by law. Amscot is a member of and adheres to the "Best Practices" of the Community Financial Services Association of America ("CFSA").

I just had a wonderful time jerking these people off. They've been robocalling me a couple of times a day for some weeks, so I finally decided to call back and really piss them off. No legitimate company calls you to offer you a loan - you have to call them and actually apply. Anyway, these jerkoffs kept hanging up on me so I kept calling back - 15 times before they finally blocked my number. I then used another phone to call again and pretend like I really wanted a loan.
RISE offers quick online cash advance loans for financial emergencies and more. Our cash advances are short- term loans that you pay back over time. RISE has an easy online application process and progress to better rates**. Plus, you can get cash in your account as soon as tomorrow and choose your own terms*. At RISE, we’re committed to helping you build a better financial future: We also offer free access to credit monitoring and financial wellness tools.
If you manage to pay your loans in a timely manner, your credit score may benefit from your efforts. With a positive credit score, you may discover that interest rates on items such as mortgages and car loans decrease. However, failing to pay your lenders may rob you of credibility and inflict long-lasting damage on your credit score. Again, only take out loans that you know you will be capable of paying off in the near future.
Another consumer reported that an individual claiming to be Morris Anderson, representing Anderson Loan Assistance, contacted the consumer attempting to collect a debt allegedly owed to Cash Advance USA. The individual contacted the consumer through email and phone calls, and allegedly threatened legal action for a loan the consumer states was not received. The consumer reported being provided with an alleged account number and payoff amount.

I just wanted to say i received a call from someone who sounds like this guy, gave me a call stating i owe a loan to cash advance usa. I just wanted say i did a little research on the return #409-356-7271. found out it was used thru magic jack, this a device that you plug in your computer, to plug a phone in to call people, and the caller id will display  +00000 or 0455678 or some type # with a zero in front of it. He also told me I had to call him back in 30 min....


DFI has received a complaint against Cash Advance USA. It appears that this entity is operating an advance fee scam. Cash Advance USA is not licensed with the Department. The Department cautions consumers not to provide any personal or financial information to unlicensed businesses as such entities may be conducting a scam or otherwise violating Washington State law. Often times, an unlicensed business will require that the consumer pay a fee in advance of receiving a loan but will not provide the loan after receiving the consumer’s funds.
I have been applying for a short term loan and received a call from a Justin ** from Cash Advance America, saying I had been approved for a loan for $8,000 and to call them on **. I just read about the scams going around and I have already been scammed by one of the loan companies that said they were one thing but the real company said there were a lot of fraudulent companies using their name.
To my suprise I got a call from an Annette ( the company name is now Cash advance now) They are aware of this scam. She verified I had no loan on file and confirmed that it was a scam!! She gave me her # of 888-663-6030 which I called back to verify was a good # which it was. She said if he calls back demand in writing, say to contact your attorney, etc. Do not give any info, ask them to verify what they have on file...more than likely they have last 4 of ssn, and bank acct #. I made the mistake of not asking so I can only guess that they have mine....be careful!!

Of course, cash advance lenders have no problem with this. They’re usually more than willing to let you roll over a cash advance loan because that’s how they make their money—the more you roll it over, the more you pay in interest. And the alternative isn’t any better: If you stop making payments altogether and default, the lender can pursue legal action against you and potentially garnish your wages.4


A: Cash advance loans are a safe and convenient way to allow you to cover unplanned expenses or cover everyday bills when you're tight on cash. Typically, these are short term loans - such as payday loans - that provide quick cash. Whether your budget comes up short, or you need help with unexpected bills, a cash advance might provide the cash you need.
If you still believe we violated the law, you may file a written complaint including supporting documents or other evidence with the Office of Financial and Insurance Services. The Office is required to investigate your complaint and has the authority to order us to pay you restitution if they agree that we violated the law. In addition, the Office can order us to pay civil fines or take away our right to do business. To do so, contact the Office of Financial and Insurance Services toll-free at 1-877-999-6442.
They are far superior to their online counterparts. This is an expensive loan; of course, but the customer service is excellent and the reps are extremely professional, yet pleasant and personable. Review the website and you'll agree there aren't hidden fees. The reps are "very up front" and knowledgeable. Totally satisfied with my experience so far. Just saying.....
RISE offers quick online cash advance loans for financial emergencies and more. Our cash advances are short- term loans that you pay back over time. RISE has an easy online application process and progress to better rates**. Plus, you can get cash in your account as soon as tomorrow and choose your own terms*. At RISE, we’re committed to helping you build a better financial future: We also offer free access to credit monitoring and financial wellness tools.

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Please Note: The material on this site is provided for informational purposes only and is not financial advice. Always consult p professional before making any financial decisions.

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