<>In terms of online lending, a cash advance usually refers to a short-term loan that is quickly funded to your bank account after approval. Typically, the amount you borrow for a cash advance loan is relatively small, which often means you can pay it back in only one or two payments. These short-term loans are very similar to what many people call payday loans, but cash advance loans don't always require a single repayment on payday.
<>Loan renewal policies are largely governed by state regulatory legislation. The loan renewal options will be presented to you by your lender prior to your acceptance of the loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents. Payday loans are intended to be a short term financial instrument. Cash Advance® encourages all consumers to repay the loan on time and in full in order to avoid late payment and/or non-payment fees. If you suspect that you may be unable to pay off a loan, we would recommend that you explore Loan Alternatives before submitting a loan request.
<>When dealing with USACashAdvance.com’s network of lenders, loans can range from $100 to $1,000. Laws regarding the term limit of a loan will vary between states, but these limits tend to range between two weeks to two months. Although cash advance loans tend to have higher interest rates than usual loans, they are faster and don’t rely on credit scores to weed out individuals with poor credit. Therefore, almost anyone can benefit from payday loans, regardless of credit score history.
<>If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Cash Advance® has no control or knowledge of the loan details between you and your lender. You are under no obligation to continue with the loan request if you find a particular lender’s loan terms unsuitable.
<> I have been contacted by all of the same people listed in these reports plus some new names Like James Delano. Some say they are Officers ( Officer Ricky Jones ) some say attorneys. They have threaten to have me and my husband arrested so i contacted my local police department and was told these people were full of pooh. I also have contacted my brother who works with the FOP in the next town and they have had alot of similiar reports. I gave them all the numbers they have called me from and they are working on getting these people. It seems they dont know its illeagal to impersonate an officer...What got me was they always call from different numbers and it has even came up on my phone as 911 Emergency!!! They had all of our information, SS numbers bank accounts numbers address EVERYTHING! We closed our accounts and have reopened new accounts just to be safe and we talked to the bank so that they are aware of the scam and we also told them about this site and the information we found on here. We have NEVER done any kind of pay day advance or loan so we knew we were right but some people are not so lucky and have fallen victim to this. I hope they are caught and go to jail themselves. Very scary that they had all that info about us. Good luck everyone and please dont fall for this scam. When I called them out on it they cursed me up one side and down the other but best believe they got an earfull inreturn...lol and that felt good.
<>I recieved a phone call at work TODAY 12/16/2009 from a Mr Jones. He started the conversation by saying I was being takin to court from Cash Advance USA for getting a $300.00 loan initially and when they tried to debt my account for re-payment they had 6 returned Checks and stated I was being prosecuted for writing bad checks and basically stealing this money. He told me I had a right to an attorney and if it went to court Id pay over 8,000 in fines and fees.  He then told me the client is willing to resolve this outside of court but first I had to send an apology letter to them stating that I indeed did owe this and Iam sorry for not re-paying this when I agreed and I that I give them permisson to debt my account for $1045.37. I then told him before I say anything further I was going to check my bank account for this transaction because If I owe it Ill pay it but Im 100% sure this transaction never took place. He then told me I had 30 minutes to return a call to him.
<>New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.
<>To get a credit card cash advance you go to an ATM or bank location and use your credit card to withdraw money. The amount you withdraw is added to your credit card bill almost as if you were using your card to make a purchase. But unlike using a debit card, the money that you get through a credit card cash advance doesn’t come from your bank account. It’s loaned to you by your credit card company, and you’re responsible for paying it back.
<>By accepting these terms, you authorize us to contact you at all the telephone numbers associated with your account that you provide in order to provide information about your loan, for marketing, and to inform you of promotions, savings and/or other services that may be of interest to you by using prerecorded/artificial voice messages, text messages, and/or automated dialing devices. Calls and messages from us may result in charges to you from your cellular or wireless provider. You can opt out at any time by calling 1-888-801-9075, emailing support@cashnetusa.com or logging in to your account at www.cashnetusa.com and updating your contact preferences. You do not have to opt in to this service or agree to opt in as a condition of receiving services from us.
<> I had applied for a loan a month or two ago. Past couple days I was geting call after call with no voicemail. I called back today and the "legal office of jay harpor" voicemail came on. I didnt leave one and he called right back saying that he is the legal attourney at cash advance and he was calling to get info from  me because he was filing a legal case against me and when I heard that I couldn't help my self I snapped. I said who are you? who do you think you are ? How do you know me?? He says I put certain info on cash advance and they wanted to collect the money that I owed them, WHICH I DONT OWE ANYTHING because I NEVER THROUGH WITH THEM!!! When I started questioning he goes don't you yell at me I dont care what you have to say and hung up. I called back it went to voicemail then he called back and said Are you going to let me talk ? I said IM LISTENING. He goes you go first I said I dont know who you are why you are calling or what you want but I NEVER ended up doing anything through you at all or any company. He goes if you did then why do I have this info.. says my email .. I said whether I sent info in or not you dont talk to anyone like this if they are your customer I KNOW this is a scam. He gets angry and says oh yeah> Then I will have the police contact you. GOOD BYE! I get a call on an unknown number the guy says his name is OFFICER FISHER from the police dept, I said I dont know what this is about. He said he is going to pick me up at my address tomorrow and take me away!!!!!!!!!! I started balling crying I was so scared. I called the jay harpor back and i was crying and he goes mam dont cry dont cry he goes ok youll get a little upset and curse when i say this but it was a scam the people that called dont worry about it. He goes I am sorry but that was a scam and I am authorized to do this to make money mam please dont cry. He goes are you ok I said I gotta go please. He goes Ok mam... I love you its okay. I LITERALLY WAS FREAKING OUT. I STILL AM . HERE IS THE NUMBER , DONT EVER USED THIS CASH ADVANCE IT WAS SO NERVE WRECKING AND OVERWHELMING FOR ME!512 487 1561 austin tx thats what it was on my iphone on voicemail.
<>Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.
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