Consumer Notice: A cash loan, also referred to as a payday loan or payday advance, is a small, short-term loan that is intended to cover a borrower’s expenses until the following payday. Payday Advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help.

I am trying to find out if this is connected to cashloanusa299@gmail.com --- Jack Smith in Chicago -- they say they have all my info and can send 5k in 45 mins if I give a state to state transfer of 75 -- this is the first text: "Hi, Congratulation This is to inform you that your application for online loan has been fully approved by our company and there is no any upfront charges to get this loan amount. So if you are still looking for a loan so call us back on our number which is 773-796-9005. Thank you." ---- is this the same guy?

I was desperate money. I had applied for a short term loan. They called and asked me what I wanted. I said 2000.00 and they said they would give me 10000.00 something. I was like ok. I went to my bank and there was no deposit from anyone except for my wife's check. They emailed me saying that they're going to make it so I can't get a job. My account will be frozen etc. I contacted the FBI and sent them the email I received from them. So if they are reading this and I hope they are but the FBI is coming. Run and hide.
Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to. Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers' places of employment.
There are a variety of loan types available to you with Snappy Payday Loans. The following are some of the more common types of loan products offered: Payday Loans, Installment Loans, Lines of Credit, Revolving Credit Plans. Once you select the state you reside in, you will be notified of the type of loan products available. As always, please review your loan documents carefully before you sign to ensure you understand the type of loan and terms being offered. Loans types and terms will vary by state law.
I was desperate money. I had applied for a short term loan. They called and asked me what I wanted. I said 2000.00 and they said they would give me 10000.00 something. I was like ok. I went to my bank and there was no deposit from anyone except for my wife's check. They emailed me saying that they're going to make it so I can't get a job. My account will be frozen etc. I contacted the FBI and sent them the email I received from them. So if they are reading this and I hope they are but the FBI is coming. Run and hide.
I received an email from a lawyer with email **. I was told that I owed Cash Advance USA $1200 and many attempts have been made to contact me. I was threatened with wage garnishment, a warrant, and closing my accounts if I did not pay the $1200 today. I contacted the debt settlement and was told they were a collection agency and just doing their job. This was definitely a scam. I never heard of Cash Advance USA and never borrowed any money from them.
VCC Credit Services Inc., dba Check City Title Loans, a motor vehicle title lender, is licensed by the Virginia State Corporation Commission. License #VTL-28. Tosh of Utah, Inc. dba Check City Check Cashing, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-57 Anykind Check Cashing, LC. dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-21

Someone called my job and told them that there was a legal matter that could result in me losing my job. When I called them, I was told that I had an outstanding payday loan of $300 plus 2000 in legal fees. In order to prevent legal action, I would have to get a green dot pre-paid card and fax them an apology letter and promise to pay. I actually got scared and tried to make a payment but got suspicious when they couldnt give me an account number or reference number. When I began to question them, they got very nasty and told me that they would send me a subpena and send it to my job to try to scare me into paying. I was able to make sure that they didnt get any payment. BEWARE OF CASH ADVANCE USA
I kept getting text messages, no legit phone calls, just texts. Now today they're threatening to take me to court, tell my employer etc for a $300 loan. Told them they can tell whoever, garnish my wages (I'm retired) etc., This was in an email they sent today 9/13/17. Now my loan is close to $1K due to interest etc. I just laughed. I don't take LOANS out for $300. I either write a check or use credit card. They want me to settle today for the $300. I'll never settle. Told them I'll have my lawyers ready also. I dont know who Cash Advance USA is anyway, let alone loan from them. Then I googled all this - it's a SCAM!! Must be bunch of out of work "lawyers" that are trying to scam people & scare them. I told them to bring it on, I'm ready! Ridiculous - get a real job!
When dealing with USACashAdvance.com’s network of lenders, loans can range from $100 to $1,000. Laws regarding the term limit of a loan will vary between states, but these limits tend to range between two weeks to two months. Although cash advance loans tend to have higher interest rates than usual loans, they are faster and don’t rely on credit scores to weed out individuals with poor credit. Therefore, almost anyone can benefit from payday loans, regardless of credit score history.
I kept getting text messages, no legit phone calls, just texts. Now today they're threatening to take me to court, tell my employer etc for a $300 loan. Told them they can tell whoever, garnish my wages (I'm retired) etc., This was in an email they sent today 9/13/17. Now my loan is close to $1K due to interest etc. I just laughed. I don't take LOANS out for $300. I either write a check or use credit card. They want me to settle today for the $300. I'll never settle. Told them I'll have my lawyers ready also. I dont know who Cash Advance USA is anyway, let alone loan from them. Then I googled all this - it's a SCAM!! Must be bunch of out of work "lawyers" that are trying to scam people & scare them. I told them to bring it on, I'm ready! Ridiculous - get a real job!

Consumer Notice: A cash loan, also referred to as a payday loan or payday advance, is a small, short-term loan that is intended to cover a borrower’s expenses until the following payday. Payday Advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help.


To inquire about an advance on your paycheck, either talk to your boss directly or go to your human resources department. While ideally, your employer wouldn’t be too involved in your private life, it’s best to be prepared with an explanation as to what the money's for and why you need it so urgently. Otherwise, your boss is left to wonder if there’s an underlying personal issue that could someday impact your work performance, such as a gambling addiction.
Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

When you receive a raise, it's tempting to spend more money on things and experiences that make you happy. However, the "hedonic treadmill" theory suggests that even though an income boost can make us feel like we've earned an uptick in spending, our newfound windfall will eventually leave us as unsatisfied as we were prior to the raise because our needs don't disappear – they just get grander. Savvy savers know to avoid lifestyle inflation during periods of income growth and invest in themselves instead. This can mean upping retirement contributions or diverting the difference into a savings account, emergency fund or toward some other financial goal.
It’s possible to tap into another workplace resource without counting on your boss’s approval: your 401(k). Although traditional advice would have you run for the hills before taking money out of your retirement account, it is actually one of the most cost-effective options. In fact, according to Investopedia, a 401(k) loan should be one of the first options you consider to address a short-term, but serious need for liquidity.
Another consumer reported that an individual claiming to be Morris Anderson, representing Anderson Loan Assistance, contacted the consumer attempting to collect a debt allegedly owed to Cash Advance USA. The individual contacted the consumer through email and phone calls, and allegedly threatened legal action for a loan the consumer states was not received. The consumer reported being provided with an alleged account number and payoff amount.
The Washington State Department of Financial Institutions (DFI) warns consumers to verify that any lender with which they consider doing business holds a Washington State license for providing consumer loan services. Consumers are urged to verify licensing status prior to giving the lender nonpublic personal information, such as social security number and checking account access.
Some reasons you might take a cash advance loan include the need to make emergency repairs to a car or home, cover unplanned medical expenses or pay for assistance with short-term needs that can't wait. Parents might seek cash advances to help cover back-to-school expenses when paychecks don't quite meet needs. Ultimately, though, once a cash advance is funded, the cash is yours to spend or save as you please. LendUp works to provide cash advance loan services that are simple to understand.

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Please Note: The material on this site is provided for informational purposes only and is not financial advice. Always consult p professional before making any financial decisions.

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