<>There are people of Middle East accent posing as Cash Advance USA PayDay Loan stating you've been approved for $5000 to $8000 loan! They recite all of your info you input online for the loan, ask for the amount you want to borrow and then let you know what your payment will be for 24 or 36 most! Then tell you that there's a fee for sending the loan to you which is between $75.00 and $95.00 and you have to purchase a home sort of card and call them with a no. By then I felt it wasn't right so I didn't allow it to get that far, I've even forgotten what type of card they wanted me to purchase! They use multiple phone numbers which are probably spoofed, because they don't register to a name or business! This is the email address they use. Cash.Advance.America7usa.com... PLEASE BEWARE. THIS IS A SCAM!!! I didn't lose any money fortunately!
<>Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.
<>A cash advance loan works just like a payday loan. (Not surprising, since they’re the exact same thing.) To get one, you go to a payday lender and write a check. You date it for your next payday and make it out for the amount of the loan plus interest and fees. The lender will then give you cash or transfer money to your bank account. It’s yours to spend, but remember that check you wrote? As soon as your next payday arrives, the lender will cash it and the amount will be withdrawn from your bank account.
<>"I like the easy to read signs and information throughout the store...that's makes me feel comfortable to get a loan because there's nothing hidden. The interest rate is the best I've seen at $20 per $100 and I really like the simple, clean design of the company. With everything in life as hectic as it is, I like to come to a place of business that's orderly and neat, especially when dealing with money. I also like the staff. I've been to another Cash Store in East Texas and in both places I feel very comfortable with the staff and I feel they are trustworthy with my information." - Laveta H.
<>A name to reckon with, CashOne provides a connecting service for those seeking cash advance loans up to $1,000 with fast approval and flexible payment options. So, if you have a short-term crunch and need cash, all you need to do simply fill out the online application form with a few basic details about yourself, your job and salary, and you really can have cash in your bank account usually within one business day.
<>1Maximum loan amount is $400 for first-time loan customers.Please note: This is an expensive form of borrowing. Cash Advance Now loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.
<>USACashAdvance.com is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. For this reason, we are unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request and your lender. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process. The APR on a cash loan can range from 200% to 2,290% depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on, if applicable.
<>It has become clear from numerous reports of this scam, that the scammers have come into posession of a large amount of personal information, including names, addresses, phone numbers, references, bank acct. numbers and social security numbers. Most of those reporting the scam indicate that at some time in the past, they filled out an online loan application. My guess is that these scammers have obtained (most likely illegally) a large database of this personal info.
<>Your loan fees will be a flat, non-refundable fee of $0.49 per loan, plus $15.00 per $100.00 borrowed for the first $100.00 borrowed, $14.00 for $101.00 to $200.00, $13.00 for $201.00 to $300.00, $12.00 for $301.00 to $400.00, and $11.00 per every additional $100.00 borrowed. You agree to pay us a $25 NSF fee if there are insufficient funds in Your Bank account on the Payment Date.
<>By using this website, you agree that it’s not an offer or proposal for a loan. Nation 21 is the sole operator of this website and it is in no way a direct lender. Instead, we are a free service provider matching potential borrowers with appropriate lenders. Upon the submission of a loan application, the applicants’ details are conveyed to a direct lender. Consequently, the lender will serve the customer with an agreement that discloses the APR, related fees, and terms and conditions based on the information submitted.
<>Although the amount of money will vary depending on several factors, most people will qualify to borrow up to $500 with a two weeks term. Before taking a cash advance loan, we encourage you to assess your financial situation to make sure it is necessary and that you’ll be comfortable to pay back. We are here to help and wouldn’t want anyone trapped in debt.
<>Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to. Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers' places of employment.
<>To get a credit card cash advance you go to an ATM or bank location and use your credit card to withdraw money. The amount you withdraw is added to your credit card bill almost as if you were using your card to make a purchase. But unlike using a debit card, the money that you get through a credit card cash advance doesn’t come from your bank account. It’s loaned to you by your credit card company, and you’re responsible for paying it back.
<>I was just contact by "Attorney Damon Marshall" He originally left a voice mail on my cell advising that I have criminal charges that were filed against me and the Police would be arriving to my home within the hour to arrest me. I called him immediately, He advised that I took out a payday loan. I inquired about the amount. He told me that he does not work for the collection agency and he does not know how much. I said well how much does it say I owe. He said after all taxes fees and surcharges i owed $700+ I told him that he had to be kidding. I have NEVER taken out a payday loan before in my life. This man had so much of my information that it was a very scary situation. He told me that he would place me on hold to see if the court would settle. As I am on hold with him I begin to Google the phone number as well as "Cash Advance USA" up pops SCAM... I was reading aloud and I dont think he was on the other line but he heard me and became very defensive. Mr. Marshall called me soooo many derogatory name and I could not believe it. Then he hung up in my face. Everyone please beware that this is a complete scam!!!! 
<>Our online service is entirely free and works to find potential lenders in our network. Simply fill out our secure online form, then hit the SUBMIT button. If we find a possible lender, you will be presented with the next steps to complete your loan request. If you are presented with a loan offer, you will have the option to review the terms of the loan, which you may approve or decline. We encourage you to always read the terms of your loan thoroughly before accepting them, no matter where you get your loan.
<>Spending less than you earn is key to staying afloat financially, yet many of us rely on credit cards to fund our lifestyles. With more than $16,000 in credit card debt per household in America, many of us struggle to understand what we can and cannot afford. Successful savers are very clear on that point and often live a frugal lifestyle despite having an income that can afford some luxuries. Warren Buffett, for example, still resides in the home he purchased for just $31,500 nearly 60 years ago, despite being one of the wealthiest people on the planet. Take it from Buffett: Maintaining a frugal lifestyle while your income continues to grow will help you reach your financial goals sooner.
<>“While admittedly another high APR loan option, if in a financial pinch, the fees and terms might be better than those offered by a payday loan,” explains McDermott. The key is to pay off the advance right away, before you begin racking up interest on the balance. If you allow the balance to linger month over month, your short-term loan could spiral into a long-term debt problem.
<>“While admittedly another high APR loan option, if in a financial pinch, the fees and terms might be better than those offered by a payday loan,” explains McDermott. The key is to pay off the advance right away, before you begin racking up interest on the balance. If you allow the balance to linger month over month, your short-term loan could spiral into a long-term debt problem.
<>Advanced Cash Services is not licensed by the Department. This entity is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State. Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.
<>People who set goals for a purchase – whether it's a car, television or family vacation – are more apt to reduce unnecessary spending in pursuit of that goal. While other consumers use credit cards to purchase items they can't afford, effective savers rarely spend money they don't have. The next time you decide to invest in a big purchase, review your budget to see where you can make cuts to allocate more funds toward that goal. You can also boost your income to reach your savings goals quicker by taking on side jobs, such as freelance writing, dog walking or another gig that takes advantage of your marketable skills.
<>Cash Advance USA in South Carolina / phone **. I applied online (don't know the URL) for a loan... was approved for $5,000... had to give them my online banking info (which I did - I'm an idiot); they made a deposit into my account, which I had to return to them by buying Google Play cards. The bank rejected those deposits, leaving me in the hole. Awful experience.
<>Notice to Texas and Ohio Customers: In Texas and Ohio, RISE is a Credit Services Organization/Credit Access Business operating in accordance with each state’s applicable Credit Services Organization Act. In Ohio, RISE Credit Service of Ohio, LLC d/b/a RISE is licensed by the Department of Commerce, Division of Financial Institutions Certificate No. CS.900086.000. In Texas, RISE Credit Service of Texas, LLC d/b/a RISE is licensed by the Office of the Consumer Credit Commissioner, License No. 16507-62536. RISE is not the lender or a fiduciary of the lender.
<>To my suprise I got a call from an Annette ( the company name is now Cash advance now) They are aware of this scam. She verified I had no loan on file and confirmed that it was a scam!! She gave me her # of 888-663-6030 which I called back to verify was a good # which it was. She said if he calls back demand in writing, say to contact your attorney, etc. Do not give any info, ask them to verify what they have on file...more than likely they have last 4 of ssn, and bank acct #. I made the mistake of not asking so I can only guess that they have mine....be careful!!
<>Another consumer reported receiving an email explaining a “Final Legal Notice” on behalf of a parent company of Cash Advance, Inc. The email was from a man calling himself Robert Jones and disclosed a fictitious case number and payment amount. He allegedly threatened legal proceedings and told the consumer that attorney fees would accompany the amount owed if he did not hear back from the consumer.
<>They are far superior to their online counterparts. This is an expensive loan; of course, but the customer service is excellent and the reps are extremely professional, yet pleasant and personable. Review the website and you'll agree there aren't hidden fees. The reps are "very up front" and knowledgeable. Totally satisfied with my experience so far. Just saying.....
<>There are so many misconceptions about payday cash advances. There really is nothing to be afraid of. They are fast, simple, and they get the job done. The most important thing to realize is that you will have to pay back the loan sooner rather than later, and you will have to do it either in a lump sum, or in some cases in just a few installments. This means you must find a way to cover the loan and still cover regular expenses. Their very nature makes them a temporary solution, but a solution when no other may be available none the less. As long as you remember the ABCs of a cash advance, this can be a very power financial tool.
<>If you manage to pay your loans in a timely manner, your credit score may benefit from your efforts. With a positive credit score, you may discover that interest rates on items such as mortgages and car loans decrease. However, failing to pay your lenders may rob you of credibility and inflict long-lasting damage on your credit score. Again, only take out loans that you know you will be capable of paying off in the near future.
<>I received an email from a lawyer with email **. I was told that I owed Cash Advance USA $1200 and many attempts have been made to contact me. I was threatened with wage garnishment, a warrant, and closing my accounts if I did not pay the $1200 today. I contacted the debt settlement and was told they were a collection agency and just doing their job. This was definitely a scam. I never heard of Cash Advance USA and never borrowed any money from them.
<>So I have been constantly getting these silly emails from Cash Advance USA, I have no idea whom they are. Never took out a loan from any of these institutions. But I like messing with them when I do get them. Easiest way to figure out it is a scam, promptly ask them, "How can I send you the money so I can clear my name today?" They will come back with a stupid email saying if you pay '**' amount they will call it paid in full. I then ask them again, "How can I send the money right now to take advantage of this great settlement amount?" Their response would be something like what I received from them again. Stupid scam.
<>I have been contacted by phone recording saying I am approved for a loan up to 1500 dollars. First of all I have never heard of this company and I have not given anyone my social security number or personal information so I wanted to check the phone number they called me from and I found this site with all the people that have been scammed. So sorry to hear of your loss. Just remember a legitimate business dealing with money will never randomly approve you for a loan when you have never contacted them.
<>Residents of the State of Washington are informed that Washington State law provides in RCW 31.45.105(1)(d) and (3) that a “small loan” (sometimes referred to as a “payday loan”) made by an unlicensed entity to a person physically located in Washington State is uncollectible and unenforceable in Washington State. A “small loan” is defined in RCW 31.45.073 and is a loan that does not exceed $700. Collection activities involving loans of $700 or less are subject to RCW 31.45.082, which limits the time, place, and manner in which a payday loan may be collected. Payday lenders must also provide borrowers with an installment plan if the borrower is not able to pay the small loan back when it is due.
<>To borrow through the bank you will typically have to gather pay slips, bank statements, or other time-consuming documentation, as well as waiting some time for approval. The MoneyMe way is different – we use secure, fast Proviso technology to obtain 90 days of bank statements online in seconds. Along with your personal details, this is all the information we need to process your loan. You can be assured we will keep all your information safe and secure.
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