Someone called my job and told them that there was a legal matter that could result in me losing my job. When I called them, I was told that I had an outstanding payday loan of $300 plus 2000 in legal fees. In order to prevent legal action, I would have to get a green dot pre-paid card and fax them an apology letter and promise to pay. I actually got scared and tried to make a payment but got suspicious when they couldnt give me an account number or reference number. When I began to question them, they got very nasty and told me that they would send me a subpena and send it to my job to try to scare me into paying. I was able to make sure that they didnt get any payment. BEWARE OF CASH ADVANCE USA
I am trying to find out if this is connected to cashloanusa299@gmail.com --- Jack Smith in Chicago -- they say they have all my info and can send 5k in 45 mins if I give a state to state transfer of 75 -- this is the first text: "Hi, Congratulation This is to inform you that your application for online loan has been fully approved by our company and there is no any upfront charges to get this loan amount. So if you are still looking for a loan so call us back on our number which is 773-796-9005. Thank you." ---- is this the same guy?
Our online service is entirely free and works to find potential lenders in our network. Simply fill out and submit our secure online form. If we find a possible lender, you will be presented with the next steps to complete your loan request. If you are presented with a loan offer, you will have the option to review the terms of the loan, which you may approve or decline. We encourage you to always read the terms of your loan thoroughly before accepting them, no matter where you get your loan.
Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being approved by a service provider or lender, being offered a loan product with satisfactory rates of terms, nor receiving a loan from a service provider or lender. The lender you are approved by may not offer the best possible terms and borrowers should always compare all available options before making any decisions.
 I have been contacted by all of the same people listed in these reports plus some new names Like James Delano. Some say they are Officers ( Officer Ricky Jones ) some say attorneys. They have threaten to have me and my husband arrested so i contacted my local police department and was told these people were full of pooh. I also have contacted my brother who works with the FOP in the next town and they have had alot of similiar reports. I gave them all the numbers they have called me from and they are working on getting these people. It seems they dont know its illeagal to impersonate an officer...What got me was they always call from different numbers and it has even came up on my phone as 911 Emergency!!! They had all of our information, SS numbers bank accounts numbers address EVERYTHING! We closed our accounts and have reopened new accounts just to be safe and we talked to the bank so that they are aware of the scam and we also told them about this site and the information we found on here. We have NEVER done any kind of pay day advance or loan so we knew we were right but some people are not so lucky and have fallen victim to this. I hope they are caught and go to jail themselves. Very scary that they had all that info about us. Good luck everyone and please dont fall for this scam. When I called them out on it they cursed me up one side and down the other but best believe they got an earfull inreturn...lol and that felt good.
I was just contact by "Attorney Damon Marshall" He originally left a voice mail on my cell advising that I have criminal charges that were filed against me and the Police would be arriving to my home within the hour to arrest me. I called him immediately@ "707.508.4208", He advised that I took out a payday loan. I inquired about the amount. He told me that he does not work for the collection agency and he does not know how much. I said well how much does it say I owe. He said after all taxes fees and surcharges i owed $700+ I told him that he had to be kidding. I have NEVER taken out a payday loan before in my life. This man had so much of my information that it was a very scary situation. He told me that he would place me on hold to see if the court would settle. As I am on hold with him I begin to Google the phone number as well as "Cash Advance USA" up pops SCAM... I was reading aloud and I dont think he was on the other line but he heard me and became very defensive. Mr. Marshall called me soooo many derogatory name and I could not believe it. Then he hung up in my face. Everyone please beware that this is a complete scam!!!! 
 I have been contacted by all of the same people listed in these reports plus some new names Like James Delano. Some say they are Officers ( Officer Ricky Jones ) some say attorneys. They have threaten to have me and my husband arrested so i contacted my local police department and was told these people were full of pooh. I also have contacted my brother who works with the FOP in the next town and they have had alot of similiar reports. I gave them all the numbers they have called me from and they are working on getting these people. It seems they dont know its illeagal to impersonate an officer...What got me was they always call from different numbers and it has even came up on my phone as 911 Emergency!!! They had all of our information, SS numbers bank accounts numbers address EVERYTHING! We closed our accounts and have reopened new accounts just to be safe and we talked to the bank so that they are aware of the scam and we also told them about this site and the information we found on here. We have NEVER done any kind of pay day advance or loan so we knew we were right but some people are not so lucky and have fallen victim to this. I hope they are caught and go to jail themselves. Very scary that they had all that info about us. Good luck everyone and please dont fall for this scam. When I called them out on it they cursed me up one side and down the other but best believe they got an earfull inreturn...lol and that felt good.
Notice to Texas and Ohio Customers: In Texas and Ohio, RISE is a Credit Services Organization/Credit Access Business operating in accordance with each state’s applicable Credit Services Organization Act. In Ohio, RISE Credit Service of Ohio, LLC d/b/a RISE is licensed by the Department of Commerce, Division of Financial Institutions Certificate No. CS.900086.000. In Texas, RISE Credit Service of Texas, LLC d/b/a RISE is licensed by the Office of the Consumer Credit Commissioner, License No. 16507-62536. RISE is not the lender or a fiduciary of the lender.
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It is important to note that payday loan interest rates tend to be higher than interest rates associated with other types of loans. If you fail to repay your loans, you will find yourself quickly amassing additional debt. Because of this, cash advance loans should stand as a last resort for those in debt, rather than a first choice for those with minor financial problems. USACashAdvance.com is a tool for handling emergency expenses and redirecting your financial situation.
By using this website, you agree that it’s not an offer or proposal for a loan. Nation 21 is the sole operator of this website and it is in no way a direct lender. Instead, we are a free service provider matching potential borrowers with appropriate lenders. Upon the submission of a loan application, the applicants’ details are conveyed to a direct lender. Consequently, the lender will serve the customer with an agreement that discloses the APR, related fees, and terms and conditions based on the information submitted.
I received a phone call at work completely scared me- said I was charged with 3 charges- from cash advance-  its was a law firm called john morrison they said i was charged with trying to electroncally writing checks and they tried to debit from my account unsuccessfully-  i know this is a completely fraudulant scam-  but they too have my social security number and banking info  what do i do other than contact my bank??  this is internet frau-  I did try and apply for a loan but didnt go through with it- nothing was ever deposited to my account  i need someone advise of what I should do to protect myself-  do I jest ignore completely or do i try and contact  the company is called cash advance the law firm was john morrison and the phone number is 619-320-0434  they said they were going to take me to court  and i did nothing
Cash advance funding requires verification of application information. Depending on ability to verify this information, cash advance funding may be extended up to two days. All cash advances subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states.
"I like the easy to read signs and information throughout the store...that's makes me feel comfortable to get a loan because there's nothing hidden. The interest rate is the best I've seen at $20 per $100 and I really like the simple, clean design of the company. With everything in life as hectic as it is, I like to come to a place of business that's orderly and neat, especially when dealing with money. I also like the staff. I've been to another Cash Store in East Texas and in both places I feel very comfortable with the staff and I feel they are trustworthy with my information." - Laveta H.
CheckAdvanceUSA.Net is a direct online cash advance lender with next-day cash advance loans. Our fast, convenient loans are secure, hassle free, and no fax. Most people can complete our quick application in less than five minutes. Get the cash you need fast, right from the comfort and convenience of your own home. Bad credit in the past may not exclude you from receiving fast approval for a cash advance. Set up your own personal online account allowing you to track and update your loan at any time. The money you need could be just a few clicks away.
With online cash advance applications, applying for fast cash becomes simple. Just complete an online application, receive a lending decision and if approved, get cash deposited to your bank account. Don’t skip buying groceries or essentials. Don’t stress about sleeping with no air conditioning during unbearable summer heatwaves, or without heat in the frostiest of winters. Don’t fear your vehicle running out of gas on your way to work. Speedy Cash could help you with a temporary cash advance.

This report was posted on Ripoff Report on 12/16/2009 11:49 AM and is a permanent record located here: https://www.ripoffreport.com/reports/cash-advance-usa-complete-scam/internet/cash-advance-usa-complete-scam-called-and-said-i-recieved-a-loan-i-never-recieved-the-540500. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
Loan renewal policies are largely governed by state regulatory legislation. The loan renewal options will be presented to you by your lender prior to your acceptance of the loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents. Payday loans are intended to be a short term financial instrument. Cash Advance® encourages all consumers to repay the loan on time and in full in order to avoid late payment and/or non-payment fees. If you suspect that you may be unable to pay off a loan, we would recommend that you explore Loan Alternatives before submitting a loan request.
I just received the same exact call on my job. He said there are some charges being filed against me. I asked for what. He said he is going to read the affidavit and told me not to interrupt him. He had an accent too. He said that I took out a payday loan with Cash Advance USA last year using my US Bank account and that I wrote them bad checks and have closed my account. First of all my US Bank account is just 1 month old...I asked for his name and told him I was going to report him. He said he is going to have the state of California police and my police to come to my job and pick me up in 24 hours then he hung up in my face.  And I know for a fact I haven't taken out a payday loan. That is just crazy that people are trying to scam others.

“While admittedly another high APR loan option, if in a financial pinch, the fees and terms might be better than those offered by a payday loan,” explains McDermott. The key is to pay off the advance right away, before you begin racking up interest on the balance. If you allow the balance to linger month over month, your short-term loan could spiral into a long-term debt problem.
I am working on my college assignment, when I take a break and check my cell phone. I received not one but three calls from PCS ( a collection agency) and they left one message urging me to contact a Thomas Williams about an overdue payday advance. I returned his call many times to try to explain that I never received a payday advance loan of any sort. He first claimed it was done in May of 2010 and again in August of 2011. He had my social security number, my name and cell number, and my girlfriend's name.
Checkadvanceusa.net is an entity of the Wakpamni Lake Community Corporation (WLCC), a tribal corporation wholly owned by the Wakpamni Lake Community and abides by all applicable federal laws and regulations as established by the Oglala Sioux Tribe. The Wakpamni Lake Community is a local government under the Oglala Sioux Tribe. WLCC is incorporated under and governed by the laws of the Oglala Sioux Tribe, a federally recognized Indian Tribe, and the regulations of the Wakpamni Lake Community. WLCC is wholly owned by the Wakpamni Lake Community local tribal government, and it operates independently of the Oglala Sioux Tribe. Correspondence should be directed to WLCC. 

In another case, the consumer reported that the caller threatened to seize the consumer’s bank account and serve the consumer with legal papers at his workplace unless he paid the debt. Another consumer reported being threatened with arrest. In one case, a consumer reported the debt collector threatened that he could have an arrest warrant issued if the consumer did not immediately pay him with a credit card. In other cases, consumers report the debt collector demanded payment using a pre-paid card.

LendUp doesn't limit how your cash advance is used. Once you are approved for a cash advance loan amount and you receive those funds, the money is yours. LendUp does encourage responsible use of financial resources, which is why we offer financial education and the LendUp Ladder in eligible states. We want you to succeed financially, so our goal is to help eligible individuals build credit over time. Because of that commitment, we hope that individuals who take cash advances from LendUp use them responsibly.

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