LendUp doesn't limit how your cash advance is used. Once you are approved for a cash advance loan amount and you receive those funds, the money is yours. LendUp does encourage responsible use of financial resources, which is why we offer financial education and the LendUp Ladder in eligible states. We want you to succeed financially, so our goal is to help eligible individuals build credit over time. Because of that commitment, we hope that individuals who take cash advances from LendUp use them responsibly.
Consumer Notice: Cash advances are short-term loans, and can typically range from $100 to $999. They are intended for short-term financial relief and do not constitute long-term financial solutions. For example, they can generally be intended to be repaid within a year. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Federal and state laws cover certain types of lenders and loans, including short-term loans. If a lender is wholly owned and operated by a federally recognized American Indian Tribe and sovereign government, applicable Tribal and Federal law governs its loans and related contracts, requests and documents. Consumers are encouraged to research laws that may be applicable to short-term loans, and to ask their lenders for more information.
WARNING ABOUT FRAUD AND IDENTITY THEFT: Providing false information, including but not limited to the use of false or altered documents and the use of another person's identity other than your own (Identity Theft), is fraudulent and, in some cases, punishable by law. Allied Cash Advance Online reserves the right to report any and all information obtained in connection with a verified fraud attempt to local, state, or federal authorities including the Internet Crime Complaint Center, an FBI-NW3C partnership, for possible investigation and prosecution. For more information about the NW3C and the FBI, please visit www.ic3.gov.
For instance, if a looming credit card or other loan payment is jeopardizing your ability to pay for basic expenses, see if you can work out a deal. “If you’re having trouble making your monthly payments, call your lender to ask for more time,” suggests Natasha Rachel Smith, consumer affairs expert at rebate website TopCashback. “You’d be surprised how willing they are to work with you on your payment schedule. … It pays to be transparent.”
Another consumer reported that an individual claiming to be Morris Anderson, representing Anderson Loan Assistance, contacted the consumer attempting to collect a debt allegedly owed to Cash Advance USA. The individual contacted the consumer through email and phone calls, and allegedly threatened legal action for a loan the consumer states was not received. The consumer reported being provided with an alleged account number and payoff amount.
So I have been constantly getting these silly emails from Cash Advance USA, I have no idea whom they are. Never took out a loan from any of these institutions. But I like messing with them when I do get them. Easiest way to figure out it is a scam, promptly ask them, "How can I send you the money so I can clear my name today?" They will come back with a stupid email saying if you pay '**' amount they will call it paid in full. I then ask them again, "How can I send the money right now to take advantage of this great settlement amount?" Their response would be something like what I received from them again. Stupid scam.
I recieved a phone call at work TODAY 12/16/2009 from a Mr Jones. He started the conversation by saying I was being takin to court from Cash Advance USA for getting a $300.00 loan initially and when they tried to debt my account for re-payment they had 6 returned Checks and stated I was being prosecuted for writing bad checks and basically stealing this money. He told me I had a right to an attorney and if it went to court Id pay over 8,000 in fines and fees.  He then told me the client is willing to resolve this outside of court but first I had to send an apology letter to them stating that I indeed did owe this and Iam sorry for not re-paying this when I agreed and I that I give them permisson to debt my account for $1045.37. I then told him before I say anything further I was going to check my bank account for this transaction because If I owe it Ill pay it but Im 100% sure this transaction never took place. He then told me I had 30 minutes to return a call to him.
CheckAdvanceUSA.Net is a direct online cash advance lender with next-day cash advance loans. Our fast, convenient loans are secure, hassle free, and no fax. Most people can complete our quick application in less than five minutes. Get the cash you need fast, right from the comfort and convenience of your own home. Bad credit in the past may not exclude you from receiving fast approval for a cash advance. Set up your own personal online account allowing you to track and update your loan at any time. The money you need could be just a few clicks away.
I called my bank and the particular Month he said this transaction took place my account had not even been opened. I have yet to return his call but Iam to give him the information. It just doesnt add up. The scarey thing is he had all my bank account information, IP address, Referances that I have used in the past, Social Security Number. Dont know how but he did.
Another consumer reported that an individual claiming to be Morris Anderson, representing Anderson Loan Assistance, contacted the consumer attempting to collect a debt allegedly owed to Cash Advance USA. The individual contacted the consumer through email and phone calls, and allegedly threatened legal action for a loan the consumer states was not received. The consumer reported being provided with an alleged account number and payoff amount.
Checkadvanceusa.net is an entity of the Wakpamni Lake Community Corporation (WLCC), a tribal corporation wholly owned by the Wakpamni Lake Community and abides by all applicable federal laws and regulations as established by the Oglala Sioux Tribe. The Wakpamni Lake Community is a local government under the Oglala Sioux Tribe. WLCC is incorporated under and governed by the laws of the Oglala Sioux Tribe, a federally recognized Indian Tribe, and the regulations of the Wakpamni Lake Community. WLCC is wholly owned by the Wakpamni Lake Community local tribal government, and it operates independently of the Oglala Sioux Tribe. Correspondence should be directed to WLCC.
Your loan fees will be a flat, non-refundable fee of $0.49 per loan, plus $15.00 per $100.00 borrowed for the first $100.00 borrowed, $14.00 for $101.00 to $200.00, $13.00 for $201.00 to $300.00, $12.00 for $301.00 to $400.00, and $11.00 per every additional $100.00 borrowed. You agree to pay us a $25 NSF fee if there are insufficient funds in Your Bank account on the Payment Date.
There are people of Middle East accent posing as Cash Advance USA PayDay Loan stating you've been approved for $5000 to $8000 loan! They recite all of your info you input online for the loan, ask for the amount you want to borrow and then let you know what your payment will be for 24 or 36 most! Then tell you that there's a fee for sending the loan to you which is between $75.00 and $95.00 and you have to purchase a home sort of card and call them with a no. By then I felt it wasn't right so I didn't allow it to get that far, I've even forgotten what type of card they wanted me to purchase! They use multiple phone numbers which are probably spoofed, because they don't register to a name or business! This is the email address they use. Cash.Advance.America7usa.com... PLEASE BEWARE. THIS IS A SCAM!!! I didn't lose any money fortunately!
I received an email to call for a personal loan from Cash Advance USA. I was approved for $2000. They wanted my passwords and account numbers. They were going to deposit money in my account and wanted me to send it back to verify my account then they would deposit the $2000. If I would have done that I would have been out $200. They tried to scam me.
I received a call today 06/04/2011 from a man with a very strong accent. He said his name was kevin johnson and he left his number 9092337338 on my voicemail saying to have my attorney call and if not that he wishes me luck.  So i called back to the number he actually called from 619-320-0434 and got a man named Michael Carter "supposedly"....(both these men had strong accents i don't know any Arabians with English names who have strong a*s accents..just saying) So anyways he went on to say I was being sued for going bad on a loan. I was like "who is this" he said LAW OFFICE of JOHN MORRISON located in San Diego, CA. I asked what loan are u talking about. He then got rude and told me don't cut him off and hung up on me. I called back and asked same questions he then said that the name of the loan company was "GROUP ASSOCIATION OF CASH ADVANCE ONLINE" as soon as he said online i knew he was lying cause i never took out a loan online, i applied but never went through with it. He said the amount was for $200.00. I told him i never took out a loan online and he said i was lying how would he have my ssn and bank info that i was being charged with 3 things. Defaulting on the loan, Bounced Check, & fraud. I started probing him for more questions saying who are u, let me speak to your manager whats ur corp. address ect. He said there is no manager available and then hung up on me. I called back multiple times and this business phone suddenly became a cell phone that there able to turn off cause my calls were being routed to voice mail. They eventually answered and he started saying things like "im going to fk ur mom, can i fk you? where do u live?" I told him what kind of law office is this that u can disrespect people like that?....I recorded the conversation and saved the voice mail that they left me. When I call back they answer saying "suck my dk" and other rude things so im sure its a fraud. But One of the guys "Kevin Johnson" who also hung up on me and said rude things sometimes acts like he never talked to me before and says "I'll call you back with more info." and never calls but i spoke to both numbers with two diffrent people who both yelled ob-sanities so be aware it is a fraud. 
If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Cash Advance® has no control or knowledge of the loan details between you and your lender. You are under no obligation to continue with the loan request if you find a particular lender’s loan terms unsuitable.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.
"I like the easy to read signs and information throughout the store...that's makes me feel comfortable to get a loan because there's nothing hidden. The interest rate is the best I've seen at $20 per $100 and I really like the simple, clean design of the company. With everything in life as hectic as it is, I like to come to a place of business that's orderly and neat, especially when dealing with money. I also like the staff. I've been to another Cash Store in East Texas and in both places I feel very comfortable with the staff and I feel they are trustworthy with my information." - Laveta H.
There are a variety of loan types available to you with Snappy Payday Loans. The following are some of the more common types of loan products offered: Payday Loans, Installment Loans, Lines of Credit, Revolving Credit Plans. Once you select the state you reside in, you will be notified of the type of loan products available. As always, please review your loan documents carefully before you sign to ensure you understand the type of loan and terms being offered. Loans types and terms will vary by state law.

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Please Note: The material on this site is provided for informational purposes only and is not financial advice. Always consult p professional before making any financial decisions.

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